Which card should I apply?

[connection01]

I have following cards:

• HDFC Business Regalia (mostly for amazon/fk bank offers)
• Axis Airtel (airtel payments)
• Amazon ICICI (use for everything amazon)
• IDFC Wealth (everything else)
• Yes First Exclusive (sitting unused)
• Scapia (for forex payments)
• OneCard (no use, but got without FD)
• ICICI Coral Rupay (did not had any rupay card and it was LTF so got this as well)

What other card should I get? All my cards are LTF except Axis Airtel.
Yes bank is also offering LTF rupay card, since I already applied for coral I guess I will pass this one.



I do all my purchase from Amazon so I think getting one from SBI, IDBI and BOB should be a good idea, for the card offers.

 

[D₹V]

I do all my purchase from Amazon so I think getting one from SBI, IDBI and BOB should be a good idea, for the card offers.

Get it. But I don't think if there is offers for IDBI Cards.

 

[Deleted member 11974]

Kindly search the forum before making a thread on a pre existing query

 

[akshayhs]

My dude, you cannot post a question and also answer it in the same question. That's not how you level up.

 

[connection01]

@akshayhs I did not post the answer. I mentioned banks but I don’t know which variants should I apply for considering I am pretty much covered with lounge From my other cards.
There are many variants and which is better over other.

 

[aayusharyan]

I have following cards:

• HDFC Business Regalia (mostly for amazon/fk bank offers)
• Axis Airtel (airtel payments)
• Amazon ICICI (use for everything amazon)
• IDFC Wealth (everything else)
• Yes First Exclusive (sitting unused)
• Scapia (for forex payments)
• OneCard (no use, but got without FD)
• ICICI Coral Rupay (did not had any rupay card and it was LTF so got this as well)

What other card should I get? All my cards are LTF except Axis Airtel.
Yes bank is also offering LTF rupay card, since I already applied for coral I guess I will pass this one.



I do all my purchase from Amazon so I think getting one from SBI, IDBI and BOB should be a good idea, for the card offers.

You don't have Fedup bank. Check if you can get Celesta. They give some lounge options. Also IndusInd, if you can get Pinnacle. That might be good as well.

 

[SSV]

I have following cards:

• HDFC Business Regalia (mostly for amazon/fk bank offers)
• Axis Airtel (airtel payments)
• Amazon ICICI (use for everything amazon)
• IDFC Wealth (everything else)
• Yes First Exclusive (sitting unused)
• Scapia (for forex payments)
• OneCard (no use, but got without FD)
• ICICI Coral Rupay (did not had any rupay card and it was LTF so got this as well)

What other card should I get? All my cards are LTF except Axis Airtel.
Yes bank is also offering LTF rupay card, since I already applied for coral I guess I will pass this one.



I do all my purchase from Amazon so I think getting one from SBI, IDBI and BOB should be a good idea, for the card offers.

1) SBI CB card ( after this you can get Simply Click)
2) Kotak League
3)An Amex card ( for overall portfolio improvement)

 

[connection01]

You don't have Fedup bank. Check if you can get Celesta. They give some lounge options. Also IndusInd, if you can get Pinnacle. That might be good as well.

I have Scapia from federal bank, I guess Federal only issue single card so can’t apply for Celesta. Will checkout Pinnacle.

 

[RAMESH BABU N]

Why do you need more ?

You already have 8.

If you do not have any specific need, why apply for more ?

There will be about 40 issuers - does not mean you need cards from all of them.

Analyze your usage pattern n decide.

 

[aayusharyan]

I have following cards:

• HDFC Business Regalia (mostly for amazon/fk bank offers)
• Axis Airtel (airtel payments)
• Amazon ICICI (use for everything amazon)
• IDFC Wealth (everything else)
• Yes First Exclusive (sitting unused)
• Scapia (for forex payments)
• OneCard (no use, but got without FD)
• ICICI Coral Rupay (did not had any rupay card and it was LTF so got this as well)

What other card should I get? All my cards are LTF except Axis Airtel.
Yes bank is also offering LTF rupay card, since I already applied for coral I guess I will pass this one.



I do all my purchase from Amazon so I think getting one from SBI, IDBI and BOB should be a good idea, for the card offers.

You don't have an SBI in your portfolio. I don't know what's your long term goal, but if you plan to get more cards, like 15 around, then it's better to get SBI early otherwise you can have trouble in getting that approved because your Debt to Income ratio will be very high.

 

[the_dark_knight]

You are missing american express cards. Without Amex, imo, your credit card portfolio is incomplete. Strongly suggest getting one. You can effectively earn ~10% valueback on Amex cards if you use it smartly. DM me if you need any help with amex cards.