Which card to apply for card to card application

[GauravH]

Hi,
Newbie here. I was searching for sometime on the forums but didn't get clear answer and hence thought to post it as a query to all the experts in this forum. I have two CCs from ICICI Bank. One is basic ICICI Platinum Visa Card with high credit limit of 10+ lakh. Second is ICICI Amazon Pay with limit of 6+ lakh. I also recently got a Airtel Axis MC World card with CC limit of 5 lakh. Apart from this I have SBI Gold & More MC Titanium card with more than 6 lakh limit. I am not sure which card details I should share with IDFC First Bank to get their Wealth card or at least the Select card. Please guide.
I have very good relationships with all these CC banks which include ICICI, Axis & SBI.
Please guide.

 

[pprakash11]

Any card of limit> 5 lack will give you wealth card.
But the higher the limit you will put there, the higher limit you will get in your wealth card.

You can try with ICICI Platinum of 10lacks.
But SBI cards with good limits are treated high in hierarchy.

Either with ICICI Platinum 10 laks, or SBI GM 6laks!!

 

[GauravH]

Any card of limit> 5 lack will give you wealth card.
But the higher the limit you will put there, the higher limit you will get in your wealth card.

You can try with ICICI Platinum of 10lacks.
But SBI cards with good limits are treated high in hierarchy.

Either with ICICI Platinum 10 laks, or SBI GM 6laks!!

Thanks a lot for the quick revert. Will try with the ICICI Platinum first.

 

[sharpened]

I've noticed at least 2-3 people in a different thread say that even ICICI Sapphiro didn't give them Wealth. I'd do SBI instead personally.

 

[Shrinit Padwal]

Any card of limit> 5 lack will give you wealth card.
But the higher the limit you will put there, the higher limit you will get in your wealth card.

You can try with ICICI Platinum of 10lacks.
But SBI cards with good limits are treated high in hierarchy.

Either with ICICI Platinum 10 laks, or SBI GM 6laks!!

My Apay with 5.4L gave me Select and not wealth

 

[Arun Pratheep]

My Apay with 5.4L gave me Select and not wealth

For me also Apay with 6 Lakhs gave Select

 

[Aayush25]

Can I apply card to card with my fd backed credit card?

 

[4uziaul]

Can I apply card to card with my fd backed credit card?

Yes, you can.

 

[Aayush25]

Yes, you can.

I was thinking to get Kotak fd card with 10L limit and apply c2c for any premium card like magnus or axis vistara 10k fees one, given i am about 18 yrs old

 

[4uziaul]

I was thinking to get Kotak fd card with 10L limit and apply c2c for any premium card like magnus or axis vistara 10k fees one

For any premium card from any bank your card has to be at least one year old.

 

[Aayush25]

For any premium card from any bank your card has to be at least one year old.

Will it work if i am 18 yrs old

 

[4uziaul]

Will it work if i am 18 yrs old

I have seen few 18 year old get credit, so it's possible. But it differs from bank to bank.

 

[Tejo]

I was thinking to get Kotak fd card with 10L limit and apply c2c for any premium card like magnus or axis vistara 10k fees one, given i am about 18 yrs old

yar

axis card to card approve that too magnus.

you can try hdfc infinia, i think kotak fd cards marked as secured so regalia or millenia

 

[Tejo]

Hi,
Newbie here. I was searching for sometime on the forums but didn't get clear answer and hence thought to post it as a query to all the experts in this forum. I have two CCs from ICICI Bank. One is basic ICICI Platinum Visa Card with high credit limit of 10+ lakh. Second is ICICI Amazon Pay with limit of 6+ lakh. I also recently got a Airtel Axis MC World card with CC limit of 5 lakh. Apart from this I have SBI Gold & More MC Titanium card with more than 6 lakh limit. I am not sure which card details I should share with IDFC First Bank to get their Wealth card or at least the Select card. Please guide.
I have very good relationships with all these CC banks which include ICICI, Axis & SBI.
Please guide.

try hdfc infinia because you have both icici and sbi

indusind also, if you get premium cc then eligible for premium zero charges account *complimentary

 

[Tejo]

Can I apply card to card with my fd backed credit card?

limit 60k+

 

[Aayush25]

I have seen few 18 year old get credit, so it's possible. But it differs from bank to bank.

Have they received in C2C with just a fd backed cc?

 

[Aayush25]

yar

axis card to card approve that too magnus.

you can try hdfc infinia, i think kotak fd cards marked as secured so regalia or millenia

What are other secured cards with show as unsecured in credit report

 

[4uziaul]

Have they received in C2C with just a fd backed cc?

Yes, few have received unsecured card and secured card too. You can search the forum yourself.

 

[Tejo]

Have they received in C2C with just a fd backed cc?

Nope

But indirectly you can get

For example,

•if applied icici coral for 50k+ fd - 15 months*
After an year based on the usage you can get platinum ltf card, then you can break the fd.

•if applied axis my zone for 25k only fd - 6 months*
After 6 months ask axis bank to make unsecure and break fd, if not happen apply flipkart 100% will approved, then break fd*

or

Open savings account in hdfc,axis,kotak,icici,au
• just maintain monthly balance or 5k atleast
• Do rough and tough transactions cross 1 lakh for month

100% you will get pre approved at least hdfc, axis will give.
If you any fd card with 30k+ then au, icici and kotak. (At least 50k transactions)

 

[Lobogris]

What are other secured cards with show as unsecured in credit report

Indusind and RBL.