Which card to use for Advance tax payment?

[KGSIPO]

I paid 1 lakh advance tax using idfc wealth debit card using HDFC gateway. Will I get the reward points and how much . I hope that there is no gateway charges for debit cards

 

[HumorSimpson]

I don't think CCs are accepted for income tax payment

Tell me that its not you but someone posted using your login.

 

[HumorSimpson]

After your comment, checked for points in app. To my surprise, extra amount is added. There are are rps but not sure how much it is.
Is this legal? I mean, payment gateway not showing the extra fees and gst?

Apart from that PG , were you levied any extra on towards utilities ? Recently there was a change in CC
IDFC bank's surcharge of 1%+GST on bill payments over 20,000

 

[HumorSimpson]

I paid 1 lakh advance tax using idfc wealth debit card using HDFC gateway. Will I get the reward points and how much . I hope that there is no gateway charges for debit cards

Correct. You will get RPs and PG is zero.

 

[ontherocks]

After your comment, checked for points in app. To my surprise, extra amount is added. There are are rps but not sure how much it is.
Is this legal? I mean, payment gateway not showing the extra fees and gst?

They do show upfront. Check your OTP SMS. Do you not see fees + gst added to the amount?

 

[sjmajumder]

Tell me that its not you but someone posted using your login.

Unfortunately it was me. This proves we all have many things to learn 🙂

 

[tachniki]

I paid 1 lakh advance tax using idfc wealth debit card using HDFC gateway. Will I get the reward points and how much . I hope that there is no gateway charges for debit cards

Approximately 0.95% charges are applicable.

 

[tachniki]

They do show upfront. Check your OTP SMS. Do you not see fees + gst added to the amount?

HDFC Gateway doesn't. Even post transaction sms shows without fees and gst. HDFC gateway does same for education payment.

 

[KGSIPO]

Approximately 0.95% charges are applicable.

For transaction chrages in incme tax website, the gateway charges through HDFC showing as zero for debit cards. For credit card, they can add in the statement. In case of debit card, i gave OTP for the advance tax amount only. Let us see.

 

[tachniki]

For transaction chrages in incme tax website, the gateway charges through HDFC showing as zero for debit cards. For credit card, they can add in the statement. In case of debit card, i gave OTP for the advance tax amount only. Let us see.

I didn't read well. It should be zero for debit card.

 

[aparnahm]

They do show upfront. Check your OTP SMS. Do you not see fees + gst added to the amount?

It wasn't shown upfront. Even the email I got after the transaction is without extra charges and gst. Is it possible to sue the payment gateway company? This is not the right way.

 

[aparnahm]

Apart from that PG , were you levied any extra on towards utilities ? Recently there was a change in CC
IDFC bank's surcharge of 1%+GST on bill payments over 20,000

No idea about bill payments. All my bills put together never exceed 5k.

 

[aparnahm]

Correct. You will get RPs and PG is zero.

How was this not possible for me? I tried the idfc dc first and the IT etax portal was showing invalid card error.

 

[aparnahm]

@aparnahm by the way which gateway did you use? Does idfc shows mcc other than 9311 by any chance?

I used hdfc pg. I don't think I can see the mcc now itself. Let us wait for the statement to be generated.

 

[tachniki]

I used hdfc pg. I don't think I can see the mcc now itself. Let us wait for the statement to be generated.

Ihttps://www.technofino.in/community/threads/easily-check-%E2%80%98mcc%E2%80%99-using-idfc-app.28238/

If you used HDFC, it will be 9311.

 

[ontherocks]

It wasn't shown upfront. Even the email I got after the transaction is without extra charges and gst. Is it possible to sue the payment gateway company? This is not the right way.

Not sure what's the RBI policy i.e., to show upfront or, have the liberty to inform about charges and bill later. In any case, doesn't harm to write to grievience and see what they have to say.

 

[KGSIPO]

How was this not possible for me? I tried the idfc dc first and the IT etax portal was showing invalid card error.

You use the IDFC Debit card through HDFC payment gateway . I initially tried to use Kotak Bank gateway and it didn't work Then I used HDFC gateway and payment was very smooth

 

[aparnahm]

You use the IDFC Debit card through HDFC payment gateway . I initially tried to use Kotak Bank gateway and it didn't work Then I used HDFC gateway and payment was very smooth

I tried already and it said invalid card. Paid tax also already, can try next year only.

 

[KGSIPO]

Got the points for idfc wealth debit card. 4 points for every 150 upto 50000. After 50000, 10 points for every 100 spent. Great

 

[ENIAC]

Got the points for idfc wealth debit card. 4 points for every 150 upto 50000. After 50000, 10 points for every 100 spent. Great

u paid in one shot or 50K first and remaining later