Which Credit Card give Best Reward on Departmental Store Spends? - Query & Discussion

Which card give best reward on Departmental Store Spends like Dmart etc?

 

HSBC live+ gives 10% as statement cashback. So 1k every month on 10k spends max.

Added bonus, it works on all resturant and grocery MCC online/offline.

 

HSBC Live plus for 10% cashback upto 1000 per month--
1. Zomato swiggy food delivery
2. dining at stand alone restaurants outside hotels
3. department stores and groceries

but it's only for salaried employees

 

Which is the next best card apart from HSBC on these spends?

 

Which is the next best card apart from HSBC on these spends?

The best way is if u r able to buy vouchers and use them. Which ever cards in ur portfolio gives better rewards on voucher that is the best option

 

Besides vouchers and the HSBC cards mentioned above, among the more popular cards, Axis Ace gives 1.5% CB, HDFC Infinia/Diners Club Black gives 3.33% RPs and Axis Atlast gives 4% AirMiles (I think).

 

Which is the next best card apart from HSBC on these spends?

Onecard provides 20% CB upto 500 rupees worth but only once per month. It also works in other stores.

Another option is to use SBI CB and place orders online @Dmart

 

Kotak Essentia 10% CB .
Kotakn is not issuing new cards now.

 

HSBC Cashback - 10% upto 1k -> Preferred option
One Card 12-20% - upto 500/month - I'm using this since last 3months (Works on Dmart, reliance, More,etc.)
SCB Manhattan - 5% upto 150 on min, 3k spends

PS - Apart from this every month kotak runs 10% offer upto 750 on Dmart 1st-7th month so this should be good

Bonus - 150 off 1500 Rupay DC offer ongoing in reliance smarts check that too

Get a onecard if you already don't have it pretty easy to get and super offline offers from past 3months. I have shifted all my offline spends grocery, Medicines, offline foods to this cards.

 

HSBC Cashback - 10% upto 1k -> Preferred option
One Card 12-20% - upto 500/month - I'm using this since last 3months (Works on Dmart, reliance, More,etc.)
SCB Manhattan - 5% upto 150 on min, 3k spends

PS - Apart from this every month kotak runs 10% offer upto 750 on Dmart 1st-7th month so this should be good

Bonus - 150 off 1500 Rupay DC offer ongoing in reliance smarts check that too

Get a onecard if you already don't have it pretty easy to get and super offline offers from past 3months. I have shifted all my offline spends grocery, Medicines, offline foods to this cards.

does this kotak offer applicable on league credit card?

 

does this kotak offer applicable on league credit card?

Should work as it's kotak offer. I probably used once in early 2nd half of 2023 not certain which kotak card I use

 

Still one card is offering 20% cb in reliance and dmart or not

 

Nope. Got devalued. Now only 2%

Still one card is offering 20% cb in reliance and dmart or not

 

HSBC live+ gives 10% as statement cashback. So 1k every month on 10k spends max.

Added bonus, it works on all resturant and grocery MCC online/offline.

HSBC Live plus ever used @DMART online, if used what is the Cashback % received on it. I only use SBI CB for most online transactions, if this card gives 10% on that I need to upgrade my HSBC Platinum card or apply for that card.

 

HSBC Live plus ever used @DMART online, if used what is the Cashback % received on it. I only use SBI CB for most online transactions, if this card gives 10% on that I need to upgrade my HSBC Platinum card or apply for that card.

Never tried with DMART online. But I believe it should work.

 

Evergreen Amazon pay ICICI & HDFC Millennia, both are good...

 

Myself using only 7-8K every two months in DMART Online these days, this card will save very little if i stopped using the SBI CB card for that and shifted those expenses on this card.

 

Which is the next best card apart from HSBC on these spends?

Amazon pay ICICI 1%
Hdfc swiggy 1%
Hdfc tata neu infinity 1.5%

Other premium cards 3%
(Like hsbc premier, icici emeralde Private, hdfc infinia)