Which Credit card I should try to apply first Of SBI?

[chuckzspadina]

I want to apply for SBI credit cards but I am confused between three cards:

→SBI Simply click Rupay: because it is rupay and gives good rewards on online spend.

→SBI Cashback: everybody wants this card but I am just worried about the low approval rate and heard it only offer 20000 limit when we apply it.

→SBI IRCTC: it's Rupay and it's Yearly charge is only 300+ GST after first year and offers Railway lounge excess.

So what according to you has a good approval chance?
And what is the SBI card process, they do home and office verification?

I do hold cards from Axis, Au Bank, RBL, IDFC First bank, Onecard (BOB) and my Cibil is 763 and no enquiry in past 3 months.

Can I also apply C2C?

Please suggest me One from the above. And what will be best way to apply by net banking or using sprint or by Offline mode.

 

[Arkapal Sen]

for me cb..i applied that first and got at first application without rejection..point is more cc has over leverage issue..my first pick sbi cb cc

 

[uchitshah]

Cashback anyday
It is currently king of sbi card portfolio
Don't worry about rejection rate, they have improved a lot overtime, it is quite easy to get approved now.

 

[ManojGowda]

I want to apply for SBI credit cards but I am confused between three cards:

→SBI Simply click Rupay: because it is rupay and gives good rewards on online spend.

→SBI Cashback: everybody wants this card but I am just worried about the low approval rate and heard it only offer 20000 limit when we apply it.

→SBI IRCTC: it's Rupay and it's Yearly charge is only 300+ GST after first year and offers Railway lounge excess.

So what according to you has a good approval chance?
And what is the SBI card process, they do home and office verification?

I do hold cards from Axis, Au Bank, RBL, IDFC First bank, Onecard (BOB) and my Cibil is 763 and no enquiry in past 3 months.

Can I also apply C2C?

Please suggest me One from the above. And what will be best way to apply by net banking or using sprint or by Offline mode.

Easy approval will be SimplyClick or SimplySave but better to get CashBack

 

[chuckzspadina]

for me cb..i applied that first and got at first application without rejection..point is more cc has over leverage issue..my first pick sbi cb cc

So what limit you got as you applied CB first?
I heard they offer less limit. And what about home and office verification in your case?

 

[Arkapal Sen]

So what limit you got as you applied CB first?
I heard they offer less limit. And what about home and office verification in your case?

1.2lac limit..got on june..got on c2c basis..purely online verification..currently limit increased till 3.6l

 

[chuckzspadina]

1.2lac limit..got on june..got on c2c basis..purely online verification..currently limit increased till 3.6l

Was it an instant approval? Or in how many days you got approval?
Wow that's great in 3 months you also got limit enhancement, so what was the limit of the card by which you applied C2C mode, and which bank cc it was?

 

[Arkapal Sen]

Was it an instant approval? Or in how many days you got approval?
Wow that's great in 3 months you also got limit enhancement, so what was the limit of the card by which you applied C2C mode, and which bank cc it was?

instant approval..i applied via amazon icici cc..2.9lac limit

 

[chuckzspadina]

instant approval..i applied via amazon icici cc..2.9lac limit

Thanks for your detailed reply 👍

 

[6ix9ine]

I want to apply for SBI credit cards but I am confused between three cards:

→SBI Simply click Rupay: because it is rupay and gives good rewards on online spend.

→SBI Cashback: everybody wants this card but I am just worried about the low approval rate and heard it only offer 20000 limit when we apply it.

→SBI IRCTC: it's Rupay and it's Yearly charge is only 300+ GST after first year and offers Railway lounge excess.

So what according to you has a good approval chance?
And what is the SBI card process, they do home and office verification?

I do hold cards from Axis, Au Bank, RBL, IDFC First bank, Onecard (BOB) and my Cibil is 763 and no enquiry in past 3 months.

Can I also apply C2C?

Please suggest me One from the above. And what will be best way to apply by net banking or using sprint or by Offline mode.

Simplyclick rupay doesn't exist. Rest everything is explained by other fellow members.