Which Credit Card is best in March 2025 for Gold Jwellery Purchase worth INR 5 Lacs ?

[realaxis25]

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

 

[maheshspanicker]

If you have an Amex card and if the merchant takes it, think that would be a good option as they do give points on gold purchases. Can try the Tata Neu cards on Tanushq...

 

[b4bhar]

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

Why not try buying gift cards? What's the total cost of the jewelry? did you already buy the jewelry? if so, how did you purchase?

 

[sunit123]

Gold etf or gold mutual fund

 

[da3m0n]

Currently, no regular credit card provides rewards on jewellery transactions, except for a few exceptions:


🔹 Tata Neu (for Tanishq)
🔹 AU Bank (offers at times)
🔹 AMEX Plat Travel (milestone & normal rewards)

For premium cards, you can still earn base rewards:
✅ HDFC Infinia
✅ ICICI EPM
✅ SC Ultimate


💡 Pro Tip: If your card offers rewards on gift vouchers, you can buy those and redeem them at reputed jewellery brands!