Which credit card is better for rent payment. Through which app ?

[sarathtg]

I am currently holding 4 credit cards and planning to start doing rent payment with credit card going forward. I know that banks have added charges for rent payment on top of charges levied by payment apps. Considering the current situation, Whig among the following cards can be used for rent payment using which card ?
1. Icici Amazon pay
2. Icici coral Rupay
3. IDFC first select
4. Federal Scapia

Any suggestions would be appreciated

 

[AritraSaha]

I am currently holding 4 credit cards and planning to start doing rent payment with credit card going forward. I know that banks have added charges for rent payment on top of charges levied by payment apps. Considering the current situation, Whig among the following cards can be used for rent payment using which card ?
1. Icici Amazon pay
2. Icici coral Rupay
3. IDFC first select
4. Federal Scapia

Any suggestions would be appreciated

I think au bank cc allow 1 free rent charges per month.

Or just use your rupay cc 🙃

 

[D7162]

I am currently holding 4 credit cards and planning to start doing rent payment with credit card going forward. I know that banks have added charges for rent payment on top of charges levied by payment apps. Considering the current situation, Whig among the following cards can be used for rent payment using which card ?
1. Icici Amazon pay
2. Icici coral Rupay
3. IDFC first select
4. Federal Scapia

Any suggestions would be appreciated

IDFC offers additional points from last couple of months so calculate against charges

 

[ALOAK]

I am currently holding 4 credit cards and planning to start doing rent payment with credit card going forward. I know that banks have added charges for rent payment on top of charges levied by payment apps. Considering the current situation, Whig among the following cards can be used for rent payment using which card ?
1. Icici Amazon pay
2. Icici coral Rupay
3. IDFC first select
4. Federal Scapia

Any suggestions would be appreciated

Go with idfc first they also give u 3x points for rent payment.

 

[sarathtg]

Go with idfc first they also give u 3x points for rent payment

Thanks for the response. Which payment app to use for this ?

 

[ALOAK]

Thanks for the response. Which payment app to use for this ?

You can use cred or housing .com phonepay paytm for haus rent. If u have rent agreement and u want to trf more than 20k then rediff although other apps allow without rent agreement twice a month. Check it out

 

[mgforce]

RG (redgirraffe) is good option for (genuine) rent payment. Charges are relatively low. Check on their website.

 

[csantosh15]

Platforms like Nobroker, Cred & Magicbricks charge 1-2%. Plus charges might be levied by Credit card banks . In that case how is Rent payment thru CC beneficial at all ??

 

[Deleted member 11974]

helps reach milestone benefit
if card counts it

 

[hellobois]

You can use cred or housing .com phonepay paytm for haus rent. If u have rent agreement and u want to trf more than 20k then rediff although other apps allow without rent agreement twice a month. Check it out

Recently rent payment via bharatpay is also flagged by banks and they charged 1% over and above the charges levied by bharatpay. So total 2.5% charges against 1% reward.
Any other way for those who don't have rent agreement?
Which platform offers the best rates?

 

[ALOAK]

Recently rent payment via bharatpay is also flagged by banks and they charged 1% over and above the charges levied by bharatpay. So total 2.5% charges against 1% reward.
Any other way for those who don't have rent agreement?
Which platform offers the best rates?

Don't pay rent on bharath pay banks don't like it and they may stop u r credit card. Either way 2 percent chgs will be levied 1 %by third party app and bank 1 % plus gst. Only sbi cards chg 199 plus gst irrespective of the amount . However u can't escape chgs from 3rd party apps.

 

[hellobois]

Don't pay rent on bharath pay banks don't like it and they may stop u r credit card. Either way 2 percent chgs will be levied 1 %by third party app and bank 1 % plus gst. Only sbi cards chg 199 plus gst irrespective of the amount . However u can't escape chgs from 3rd party apps.

So it's better to use UPI on Cred for rental payment. At least we get insurance and some silly cred coins for that 😉😄

 

[ALOAK]

So it's better to use UPI on Cred for rental payment. At least we get insurance and some silly cred coins for that 😉😄

True if u pay by paytm too u get cashback

 

[snike1792]

What i do is load Payzapp wallet via Icici Amazon pay. Add red giraffe rent bill to Payzapp and pay.

 

[hellobois]

What i do is load Payzapp wallet via Icici Amazon pay. Add red giraffe rent bill to Payzapp and pay.

I don't have rent agreement. What's the other best option available?

 

[ALOAK]

I don't have rent agreement. What's the other best option available?

Other best option pay through cred no broker or magicbricks or paytm or phonepay. You don't need agreement upto40k

 

[paxauquabriba-4876]

I don't have rent agreement. What's the other best option available?

Stats below change frequesntly but u can guess the range

No Broker – does not support UPI
Housing.com – does not support UPI
Freecharge – 1.416% does not support UPI
MagicBricks – 1.65% (Unreliable for UPI transfers as shows Incorrect UPI ID)
CRED – 1.77%
Paytm – 2.00%
PhonePe 2.00%
MobiKwik – 2.52% (unlike apps above ; Mk adds wallet & then to landlord)

heard Redgiraffe is lowest but need to submit legal docs & Ifsc account etc.
Mobikwik used to allow FREE from CC to Wallet per month though very low cap.
​

 

[mahesh.silver]

I am currently holding 4 credit cards and planning to start doing rent payment with credit card going forward. I know that banks have added charges for rent payment on top of charges levied by payment apps. Considering the current situation, Whig among the following cards can be used for rent payment using which card ?
1. Icici Amazon pay
2. Icici coral Rupay
3. IDFC first select
4. Federal Scapia

Any suggestions would be appreciated

IDFC first select compared to others as 3X Reward

 

[ALOAK]

IDFC first select compared to others as 3X Reward

Idfc selectgives 3x reward points