Which Debit Card to use for Credit Card Bill Payment in April 2025

[mojo_jojo123]

I did 30K transaction today morning and received reward points.

what was the merchant name in SMS before otp and after otp . .also what is the name showing in mobile app under statement ?

 

[BhaiyaJi]

what was the merchant name in SMS before otp and after otp . .also what is the name showing in mobile app under statement ?

PHONEPE RECHARGE & WWWPHONEPECOM

 

[Eye of AjayEye of Ajay is verified member.]

It could be a delay at their end for RPs best to wait.

 

[wanderer0]

I think you are correct the category is being shows as "OTHERS" for the payments where the transaction name was "Phonepe Recharge". No rp were received for a 18k credit card payment transaction done yesterday via IDFC rupay card.

Others kindly add your experiences

Working fine for me. Tried with mine and family account.

 

[Abhishek012]

IDFC first tap and phonepe not fetching points now 🙁

I think you are correct the category is being shows as "OTHERS" for the payments where the transaction name was "Phonepe Recharge". No rp were received for a 18k credit card payment transaction done yesterday via IDFC rupay card.

Others kindly add your experiences

Update your IDFC app and reward points are now instantly credited.

 

[Andy1]

Update your IDFC app and reward points are now instantly credited.

How to check for each transactions?

 

[kalyan324]

How to check for each transactions?

Sadly no option to check transaction wise points after new update

 

[BhaiyaJi]

How to check for each transactions?

From now on its like check points before payment and then after payment.

 

[AkitA]

Did anyone applied today, points credited, CC bill pay using IDFC Rupay on phonepe?

 

[newlearner]

Tried not received points so far

 

[AkitA]

Tried not received points so far

Did you check with CCare by any chance, just to be sure that you will or will not receive?

 

[jishnujk007]

For me also i didn't receive instantly for PHONEPE RECHARGE, my app is updated and all, will wait

 

[DevSaha]

For me also i didn't receive instantly for PHONEPE RECHARGE, my app is updated and all, will wait

I Waited 15 days for 50k CC bill payment reward points and then closed my account with IDFC on 16th day because I didn't receive any reward point for the bill payment. Also I made the payment using Phonepay and First tap .

 

[HiddenGems]

PhonePe cc bill payment transactions are failing even with low denominations like ₹1000 for axis

Tried paying axis cc bill with Freecharge and mcc name is freechutil - no RP credited in IDFC

Just an info

 

[Ram1]

Today Paid 2 cc bills via phonpe using idfc wealth rupay dc
1. Phonpe recharge - considered as home expenses
2. Phonepe - considered as digital payments

For both, i didn't receive instant points

 

[Trust Me]

Tried paying axis cc bill with Freecharge and mcc name is freechutil - no RP credited in IDFC

I received RPs on the SBI RuPay VDC in just a few days. Perhaps for IDFC it takes longer?
.

 

[mojo_jojo123]

Today Paid 2 cc bills via phonpe using idfc wealth rupay dc
1. Phonpe recharge - considered as home expenses
2. Phonepe - considered as digital payments

For both, i didn't receive instant points

so party over ?

 

[BhaiyaJi]

so party over ?

Today Paid 2 cc bills via phonpe using idfc wealth rupay dc
1. Phonpe recharge - considered as home expenses
2. Phonepe - considered as digital payments

For both, i didn't receive instant points

Too early to say party is over. At least for txns idenficied as Home expenses. Lets wait for the 2-3 working day.

 

[Abhishek012]

Kal raat IDFC ka system maintenance pe gaya tha na, tabhi kuch garbar kiya hoga inlogo ne.

 

[wanderer0]

Guys chill. IDFC+Phonepe is working fine for me. Tried just now. You just need to wait I guess.