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Which Debit Card to use for Credit Card Bill Payment in April 2025

Ok now I calculated and got points for transactions till 26th March only which was 1496 points and I got birthday bonus of another 1496. From 27th didn't get the points
What was the total amount for which you got 1496 points ? Is transactions done through SBI VDC or PDC ???
 
Paid 2x CC bills on Saturday on Freecharge Web, and 2x on Sunday on Freecharge mobile app using SBI VDC. All four transactions had merchant as FREECHUTIL; not showing any points yet on Yono. All for HDFC Cc

Would this be a SBI delay? Usually i see the point next morning.
Bro, SBI RuPay virtual debit card, all merchant names are eligible and no extra charges on RuPay

wait 7 to 15 days, all rewards will credited + virtual bonus rewards too.


Note - if new acc/new card then maybe upto 2-3 months delay, otherwise all rewards credited within 7 to 15 days.

@sky_walker_rules
 
Thanks ! this is helpful.
I tried this still not working
Only saved card user get Freechutil merchant name.

use any other freecharge account to save your card and yes use freecharge website only.

there is some cooling period on freecharge account, if your multiple transaction failed wait 24-48hrs

So wait 24-48hrs or use any other freecharge account, login on website and go to this link and pay Rs1 to save your card - https://www.freecharge.in/accountSettings?useCase=savedCards
 
Let me try. Will it earn rewards on SBI VDC.
Tried 3 times, all transactions failed today. Will try after some time.
SBI RuPay virtual debit card, all merchant are eligible for rewards and no extra charges on RuPay.

Use paytm, freecharge, sbi unipay, billdesk website, phonepe app, canara setu etc and no extra charges.

SBI virtual card limit is 50k per day only.
 
@Abhishek012 is freecharge not going rewards points via idfc rupay debit tap card on name free charge techno payments .. I have not received any reward points for same ...

Is freechutil is giving points ...?
But everytime using web or app I am getting free charge techno only ..
 
Used VDC and amount was 75140
So, You have used SBI VDC and done of transaction of ₹75,140 till 28 March & get total 1496 Reward Points.

Also, You didn't get the Birthday Month points of March month after 28th.

Did you received the Regular+Bonus Points for remaining 3 days for which you have didn't get Birthday Month points ??
 
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So, You have used SBI VDC and done of transaction of ₹75,140 till 28 March & get total 1496 Reward Points.

Also, You didn't get the Birthday Month points of March month after 28th.

Did you received the Regular+Bonus Points for remaining 3 days for which you have didn't get Birthday Month points ??
Yes got birthday bonus till 26th not 28th after checking . But got regular and bonus for the remaining days.
 
@Abhishek012 is freecharge not going rewards points via idfc rupay debit tap card on name free charge techno payments .. I have not received any reward points for same ...

Is freechutil is giving points ...?
But everytime using web or app I am getting free charge techno only ..
First save your card on freecharge website.

Login any other freecharge account, login on freecharge web >> your profile menu >> my account >> saved card >> add new card, or direct login and go to this link here (Pay Rs1 to save your card) - https://www.freecharge.in/accountSettings?useCase=savedCards

Now pay cc bill through freecharge account using your save card you will get merchant name: Freechutil

Note - if you are doing too much failed transaction then 24-48hrs cooling period on freecharge, try save your card after 24-48hrs.


 
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