Which Debit Card to use for Credit Card Bill Payment in April 2025

[Zoravar]

IDFC now changed t&c

only one time welcome rewards (no matter which dc you used).

New customers - apply firstap RuPay dc and use on phonepe app cc bill pay and get welcome rewards. (you still get 2k, 4k, 8k and 20k welcome rewards on firstap RuPay card, if you dnt use your primary dc).

transaction rewards and 10x reward is eligible on firstap RuPay dc.

hi sir i made my first transaction on 24th march so will i get the bonus 8000 points on first tap idfc rupay as I've got the welcome points with my wealth dc in feb this year

 

[jcopper]

I made a payment on SCB billdesk using IDFC Rupay card (using debit card option). I didn't receive points for it. The merchant name is STANDARDCHAB.

I did another payment using Phonepe for HDFC cc, the reward points credited instantly.

I seem to remember I got reward points for SCB Billdesk using IDFC Rupay card last month. Has anything changed this month?

 

[ritziveer]

@Abhishek012 Currently, reward points are getting instantly accrued, however in the redeemable reward points it is showing as 0. So, by when its gets credited or become eligible for redemption?

Further, is there a way to move the reward points from Savings Account to Card to book flight tickets?

14days after they are credited they will be able to be redeemed I think.

 

[ritziveer]

Where to check idfc rp?

In mobile banking. Top left 3 lines. There you will see reward points tab

 

[prasadpande]

How to Pay Amex Bill using SBI VDC?
Tried the amex bill desk, if i select QR option and scan using PhonePe Rupay DC doesn’t come up as a option. If I select the debit card option on Bill Desk and then select SBI, it asks for internet banking credentials. Will SBI not take money directly from Bank account? Does it let you select which debit card to pay from?

 

[jcopper]

How to Pay Amex Bill using SBI VDC?
Tried the amex bill desk, if i select QR option and scan using PhonePe Rupay DC doesn’t come up as a option. If I select the debit card option on Bill Desk and then select SBI, it asks for internet banking credentials. Will SBI not take money directly from Bank account? Does it let you select which debit card to pay from?

To answer part of your question, I too made a bill desk SCB payment this morning but phonepe did not show dc for QR code. I then choose debit card and paid via idfc rupay card. No reward points received via this method.

 

[prasadpande]

To answer part of your question, I too made a bill desk SCB payment this morning but phonepe did not show dc for QR code. I then choose debit card and paid via idfc rupay card. No reward points received via this method.

Thanks for the effort. Will adding money from SBI Rupay VDC to Phonepe/amazon/freecharge wallet fetch any rewards?

 

[the_collector]

For everyone asking about SBI VDC and when the rewardz will be credited for a new account , here is the official response:



This is from the day of activation for the DC. Plus knowing SBI, you can add another 15-20 days.

 

[dealminer]

Axis Mobile App - More - Payment and Transfers - Pay My Dues - Select your credit card - Payment Via Other Bank.

Does it fetch rp for sig+ ?

 

[Strange]

Does it fetch rp for sig+ ?

Do a small amount txn then ask customer care for MCC.

 

[dealminer]

Do a small amount txn then ask customer care for MCC.

Mtlb mehnat karwaoge saaf saaf nhi bataoge

 

[Strange]

Mtlb mehnat karwaoge saaf saaf nhi bataoge

Mehanat karne par confirm ho jayega ki cashback milega ya nahi. Latest MCC mujhe nahi pta agar mai haa boldu and cashback na mile to mujhe hi blame karoge. 🤣

 

[hender]

Mehanat karne par confirm ho jayega ki cashback milega ya nahi. Latest MCC mujhe nahi pta agar mai haa boldu and cashback na mile to mujhe hi blame karoge. 🤣

Blame nahi "apko settle karana padega"😉

 

[Abhishek012]

I made a payment on SCB billdesk using IDFC Rupay card (using debit card option). I didn't receive points for it. The merchant name is STANDARDCHAB.

I did another payment using Phonepe for HDFC cc, the reward points credited instantly.

I seem to remember I got reward points for SCB Billdesk using IDFC Rupay card last month. Has anything changed this month?

Last month merchant name was same ?

AFAIK, Billdesk have 2-4 payment acquirer gateways powered by HDFC, ICICI etc.

 

[shu_sha]

Latest MCC mujhe nahi pta agar mai haa boldu and cashback na mile to mujhe hi blame karoge. 🤣

Cashback naa mile to Strange se Stranger ban jana

 

[Abhishek012]

How to Pay Amex Bill using SBI VDC?
Tried the amex bill desk, if i select QR option and scan using PhonePe Rupay DC doesn’t come up as a option. If I select the debit card option on Bill Desk and then select SBI, it asks for internet banking credentials. Will SBI not take money directly from Bank account? Does it let you select which debit card to pay from?

Amex billdesk website choose RuPay debit card option and pay using SBI Virtual RuPay debit card, what's the issue ?

dnt choose SBI option.

 

[22sumit]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

What's the merchant name coming in payment page for this? Planning to use SPDC here.

 

[vivekshah]

Yeh lo patience ki goli khao.

Raat ko sohne k baad 1 and subah uthne se pahele 1 goli.

View attachment 88848

khud kha leta to tension nahi hota... ham sab ko. that was information. Bonus RP are credited today. Previously it used to credit on same day when regular RP gets credited.

 

[Credit_Cards]

SBI DC seems like the best DC now

 

[Zoravar]

hi sir i made my first transaction on 24th march so will i get the bonus 8000 points on first tap idfc rupay as I've got the welcome points with my wealth dc in feb this year

@Abhishek012 please tell sir