Which Debit Card to use for Credit Card Bill Payment in April 2025

[Credit_Cards]

@Abhishek012 please tell sir

Y e s

Rupay hai to @Abhishek012 hai

 

[Raviteja]

On March 27 th paid amex bill payment via blll desk. 500 regular + 500 vdc points credited but 50000 spend bonus 1000 points not credited. Why it happens?

 

[Credit_Cards]

On March 27 th paid amex bill payment via blll desk. 500 regular + 500 vdc points credited but 50000 spend bonus 1000 points not credited. Why it happens?

We never know they might add after lunch, there are SBI veterans on Forum they might be able to help you out

 

[prasadpande]

To answer part of your question, I too made a bill desk SCB payment this morning but phonepe did not show dc for QR code. I then choose debit card and paid via idfc rupay card. No reward points received via this method.

Thanks for the effort. Will adding money from SBI Rupay VDC to Phonepe/amazon/freecharge wallet fetch any rewards?

Amex billdesk website choose RuPay debit card option and pay using SBI Virtual RuPay debit card, what's the issue ?

dnt choose SBI option.

Skipped clicking on SBI and followed your instructions. Worked out great. Thanks.

 

[Credit_Cards]

Thanks for the effort. Will adding money from SBI Rupay VDC to Phonepe/amazon/freecharge wallet fetch any rewards?

No, wallet transaction dont give rewards

 

[niteeshk]

Just load and pay. There are no complications. What's the problem are you facing?

I loaded 100 for trial in Amazon pay wallet , when paying the credit card bill for 100rs , wallet option is not being shown.

 

[pennywisepoundwise]

I loaded 100 for trial in Amazon pay wallet , when paying the credit card bill for 100rs , wallet option is not being shown.

Complete full kyc to enable wallet UPI, directly enter that UPI ID on payment page

 

[kiri]

On March 27 th paid amex bill payment via blll desk. 500 regular + 500 vdc points credited but 50000 spend bonus 1000 points not credited. Why it happens?

An in the same situation. Have you got your 1000 milestone points?

 

[niteeshk]

Complete full kyc to enable wallet UPI, directly enter that UPI ID on payment page

dis full kyc bro , for now trying to enter the wallet upi id when paying from canara setu. I am not getting payment request in wallet upi. Even went to the approve payment option as well. from which website you are paying the credit card bill (I tried from Amazon as well but unable to get the wallet id)

 

[niteeshk]

dis full kyc bro , for now trying to enter the wallet upi id when paying from canara setu. I am not getting payment request in wallet upi. Even went to the approve payment option as well. from which website you are paying the credit card bill (I tried from Amazon as well but unable to get the wallet id)

found the process just now in another thread bro , thanks for the reply

 

[whysoserious]

An in the same situation. Have you got your 1000 milestone points?

Milestone points are irregularly credited by SBI, at some random day of the month.

 

[cleverpappu]

Milestone points are irregularly credited by SBI, at some random day of the month.

What is the methodology of calculating milestone 1000 points per lakh of spends?

 

[whysoserious]

What is the methodology of calculating milestone 1000 points per lakh of spends?

It's simple: 1000 Reward Points on every 1 lakh spent online or in-store on your Debit Card in the financial year.

 

[Credit_Cards]

On March 27 th paid amex bill payment via blll desk. 500 regular + 500 vdc points credited but 50000 spend bonus 1000 points not credited. Why it happens?

wait for 15-20 days post that you connect with sbi rewardz team and request them for manual credits, learnt this over browsing the forum.

 

[Raviteja]

Any option to pay credit card bill by indusind select visa/master card. Paytm charging approximately 1% to pay bill by debit card

 

[Anupam222001]

Any option to pay credit card bill by indusind select visa/master card. Paytm charging approximately 1% to pay bill by debit card

Bhai mujhe bhi 1.5 lakh ka bill bharna h, pta chle to btana.

 

[HiddenGems]

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe
Phonepe billpayments

I made a single transaction for 77K and below merchant name is appearing "Pho Phonepe Pvtd Ltd" - whether this name is also under MCC 4814 ? eligible for reward..

I opened wealth account and also got Firstap card -- made cc payments via phonpe and Freecharge -- as of now only 14k RP credited in IDFC against 1.7L worth transactions.

I am suppose to get these points also right ? ( 8K RP for weath account+ 8k RP for Firstap ?)

There is no option to see the RPs against transaction and no option in APP to redeem points..

 

[Abhishek012]

I made a single transaction for 77K and below merchant name is appearing "Pho Phonepe Pvtd Ltd" - whether this name is also under MCC 4814 ? eligible for reward..

I opened wealth account and also got Firstap card -- made cc payments via phonpe and Freecharge -- as of now only 14k RP credited in IDFC against 1.7L worth transactions.

I am suppose to get these points also right ? ( 8K RP for weath account+ 8k RP for Firstap ?)

There is no option to see the RPs against transaction and no option in APP to redeem points..

No, "Pho Phonepe Pvtd Ltd" is not eligible. You used wealth visa/mastercard dc ?

Use only IDFC firstap RuPay card and use on phonepe app.

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe
Phonepe billpayments

and yes, freecharge is also eligible.

 

[sambitpatro]

IDFC now changed t&c

only one time welcome rewards (no matter which dc you used).

New customers - apply firstap RuPay dc and use on phonepe app cc bill pay and get welcome rewards. (you still get 2k, 4k, 8k and 20k welcome rewards on firstap RuPay card, if you dnt use your primary dc).

transaction rewards and 10x reward is eligible on firstap RuPay dc.

I know bro... I have got the email from them stating the same...still they haven't given February rewards...so pursuing that with them

 

[HiddenGems]

No, "Pho Phonepe Pvtd Ltd" is not eligible. You used wealth visa/mastercard dc ?

yes , you are right - this transaction was done before getting firstap rupay card