Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[Sup]

What should I do with my Kotak super debit card from next month😐😐😐

Use it offline for 5% direct cashback. Don't you think it is still worth it?

 

[roshan mothukuri]

Yes.

Use RuPay variant na. RuPay is your 2nd IDFC debit card.

Same rewards + 10x rewards benefit.

still we get rp on ccpay
or any changes updated???

 

[Abhishek012]

View attachment 86626
I was loading Ebix wallet today and tried with 100₹ first and it worked but as soon as I tried to make a txn of 4900₹ it deducted the amount and started showing this page. I only received a receipt from CCAvenue and haven't received any amount in my wallet. What to do now? 😨😰

you will get refund within a week.

 

[Abhishek012]

still we get rp on ccpay
or any changes updated???

Yes, no changes. use on phonepe app cc bill pay via idfc firstap rupay. Also get welcome reward as per your acc variant.

2k, 4k, 8k or 20k welcome rewards (normal/select/wealth/private acc).

 

[PayKaroAbhi]

you will get refund within a week.

Hoping for the best 🙏🏻

 

[joell]

Wait upto 30 days. If it still doesn't arrive, file a complaint with customer care, and they will manually credit it.

I've IDFC Visa and First Tap.

Date	Merchant	Card	Amount	Points Credited
13th Feb 2025	Retail Cc Mum (Setu)	IDFC Visa	200	Credited
25th Feb 2025	Retail Cc (just before MCC change in the morning to Canara Bank - 6012)	IDFC Visa	49,600	Not credited
25th Feb 2025	PhonePe Recharge	IDFC Visa	300	Not credited
26th Feb 2025	PhonePe Recharge	FirstTap Rupay	58,700	Not credited

Also 2000RP on first transaction of Rs1500 also not credited.

Expected Points

First 50K	666.67pts
58,800 (10x)	7,840 pts

In total over 8K points are missing. I hit the monthly capping.
It's been 14+ days. I'll wait till 30 days and raise a complaint.

 

[VikasBhindwar]

Yes, no changes. use on phonepe app cc bill pay via idfc firstap rupay. Also get welcome reward as per your acc variant.

2k, 4k, 8k or 20k welcome rewards (normal/select/wealth/private acc).

I have one question. I recently opened IDFC Account and due to having prior relationship with IDFC immediate wealth account was not showing up. So they opened 25k mab account and sent one consent sms for Wealth upgrade which i have given.

Now, first 1k transaction done on MC World DC for 2k points and if I currently apply for Firstap then again I will receive 2k.

But question is when after 7 or days, I will be upgraded to Wealth then if I will block the Firstap then option will be there for firstap again and again I will get 8k points?

Or should I wait to get upgraded to Wealth and then apply for Firstap? Some bills are there around 1 lakh to be paid.

 

[vvkprabhu]

Load Kotak 811 super account using SBI VDC to accrue rewards, with a monthly loading limit of ₹2.5L applicable. It's working!!

 

[prankster]

Load Kotak 811 super account using SBI VDC to accrue rewards, with a monthly loading limit of ₹2.5L applicable. It's working!!

People abusing the system.
Meanwhile, cred coins laughing in the corner. 🙄

 

[vvkprabhu]

People abusing the system.
Meanwhile, cred coins laughing in the corner. 🙄

This is for your consideration, and you may choose to utilize or disregard it as per your preference

 

[amazon_fan]

Mobikwik have 2 payment gateways. sometimes reward points credit or sometimes not.

You will get multiple comments here on technofino.

Some people got it in Visa, and some did not.

Some people got it in RuPay, and some did not.

Revaluation Post in thread 'SBI Virtual Debit Card is giving 2x Reward Points - Query & Discussion'

Wednesday at 1:15 PM

Anybody still getting reward points in SBI VISA VDC ? I created new visa vdc last month (12 Feb 2025) and paid bill using unipay and mobikwik but till date got nothing.

• random17user

Thank you

Yesterday, did 3 transactions, mobi, ptm and ppe. Let me update, from whom i got the RP, after 1 week. For all used SBI VDC rupay. All were CC payments.

1st

Terminal Owner Name MOBIKWIK
Transaction Type PURCHASE
Channel POS / ECOM
City GURUGRAM
Location MOBIKWIK


2nd

Terminal Owner Name PHONEPE RECHARGE
Transaction Type PURCHASE
Channel POS / ECOM
City BANGALORE
Location PHONEPE RECHARGE


3rd

Terminal Owner Name PAYTM CREDIT CARD BILL
Transaction Type PURCHASE
Channel POS / ECOM
City NOIDA
Location PAYTM CREDIT CARD BILL

 

[Kumar93196]

You've spent Rs.10212.40 thru Kotak Bank Debit Card XXxx at WWW JUSTDIAL COM on 14/03/2025


Will this fetch 5% cb on kotak 811 super dc????

 

[Abhigyan kumar]

You've spent Rs.10212.40 thru Kotak Bank Debit Card XXxx at WWW JUSTDIAL COM on 14/03/2025


Will this fetch 5% cb on kotak 811 super dc????

Nobody knows. Next month pata chal hi jayega

 

[Sup]

You've spent Rs.10212.40 thru Kotak Bank Debit Card XXxx at WWW JUSTDIAL COM on 14/03/2025


Will this fetch 5% cb on kotak 811 super dc????

My transaction on Justdial is failing for no reason. Tried many times.

 

[Kumar93196]

My transaction on Justdial is failing for no reason. Tried many times.

I tried once and it went smooth like butter

 

[Abhishek012]

I've IDFC Visa and First Tap.

Date	Merchant	Card	Amount	Points Credited
13th Feb 2025	Retail Cc Mum (Setu)	IDFC Visa	200	Credited
25th Feb 2025	Retail Cc (just before MCC change in the morning to Canara Bank - 6012)	IDFC Visa	49,600	Not credited
25th Feb 2025	PhonePe Recharge	IDFC Visa	300	Not credited
26th Feb 2025	PhonePe Recharge	FirstTap Rupay	58,700	Not credited

Also 2000RP on first transaction of Rs1500 also not credited.

Expected Points

First 50K	666.67pts
58,800 (10x)	7,840 pts

In total over 8K points are missing. I hit the monthly capping.
It's been 14+ days. I'll wait till 30 days and raise a complaint.

Make transactions in March as well; all rewards will be credited.

In fact, there is a high chance that rewards will be credited automatically for all march month transaction within 14 working days.

For new card holders, some users have to manually file a complaint after 30 days to receive rewards in the initial months or if they wait then all pending rewards will automatically credit after 2-3 months.

 

[Sup]

This is for your consideration, and you may choose to utilize or disregard it as per your preference

Sab chle jaayenge bas sbi reh jaayega. Bahut paisa hai inpe. Even after so many years sbi cashback card is still standing strong whereas others are devaluing at rapid rate.

 

[S.B.N.B]

Rbl and indsu kq koi jugad mila kya... Paytm cheq pqyzap etc dont give points on indis dc?

 

[Anil_SinghAnil_Singh is verified member.]

I told many times that rewards for transactions done on 1st of the month are always late...you will get them within 20 days if not send them an email and they will credit manually...i always do on 3rd of 4th of the month and get reward points within 2 to 4 days

Mail ID and if possible, content too. Didn't get points for more than 80k+ txns done after 12th Feb on Setu.

 

[rakeshsajjan45]

@Abhishek012 after transaction from sbi VDC how many days will it take to credit RP? I did transaction on sbi unipay