Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[Credit_Cards]

If account is new wait 2-3 months (CC told 45 working days from card activation) to get rewards reflected in rewardz portal. You can keep transacting till then all accumulated rewards will be credited once the account gets mapped with rewardz portal. After successful mapping base rewards generally credits in 1-2 days after transaction & bonus within week.

what about exisiting customers?

 

[ritziveer]

in Firstap is there a way to get email OTP?

Afaik it’s not possible

 

[drdaga]

got my card blocked so by mistake i blocked vdc
now i cannot apply vdc till 12th april 😔😔

 

[Credit_Cards]

got my card blocked so by mistake i blocked vdc
now i cannot apply vdc till 12th april 😔😔

a few users must have frequent bloack and generate phenomena hence the post lunch Bank introduced 15 days cooling period

 

[Credit_Cards]

got my card blocked so by mistake i blocked vdc
now i cannot apply vdc till 12th april 😔😔

open new account its financial closing they shall open it without any issue

 

[mobsol2017]

what about exisiting customers?

If old accounts generate new vdc, rewards credits within 1- 2 days max 6 days. I have one old account in my family recently generated new vdc rewards credited on next day of transaction. So 2-3 months waiting is only for new bank accounts not older ones.

 

[vchouksey80]

i tried it today but i have an issue on the website where my first name and last name are filled in the first name column and i am not able to edit it 🙁

For me details fetched are correct, but just need re-confirmation if it's working with Super 811 DC otherwise no point to give 2% charges for bill payment

 

[Cebu]

If account is new wait 2-3 months (CC told 45 working days from card activation) to get rewards reflected in rewardz portal. You can keep transacting till then all accumulated rewards will be credited once the account gets mapped with rewardz portal. After successful mapping base rewards generally credits in 1-2 days after transaction & bonus within week.

Thanks a lot @mobsol2017

 

[VIP]

My

make a family wealth acc by adding to your family grp.

1 huf account in wealth and individual account me and my wife is select now if we do family grouping all account will convert in wealth or not??
please update TIA

 

[ritziveer]

My

1 huf account in wealth and individual account me and my wife is select now if we do family grouping all account will convert in wealth or not??
please update TIA

All will be wealth

 

[PRASHANT877766]

Most speculated update = As govt stopped subsidy for MDR on Rupay cards ie means banks will have to bear loss on payments via rupay networks so it is clear that all banks except few PSUs will stop using/promoting Rupay cards or Govt have to accept PCI proposal to introduce MDR on rupay card also , after MDR rupay debit card transactions will never be free for customers ..so Phonepe/billdesk Rupay transaction will also end eventually ..so hardly few months remaining ...

 

[Himanshuch]

I requested IDFC to manually credit the pending 8000 welcome + spend based reward points of my new firstap card.
However, they only manually credited the transaction reward points and did not credit the 8k welcome rewards (as I hold a wealth account).

Did idfc stop giving welcome reward on firstap cards ?

 

[amazon_fan]

I opened IDFC account and got debit card and did transactions, but i am not able to see the reward points section either in app or web. Can someone let me know where it is located or do i need to wait for few days for it to appear.

 

[amazon_fan]

Most speculated update = As govt stopped subsidy for MDR on Rupay cards ie means banks will have to bear loss on payments via rupay networks so it is clear that all banks except few PSUs will stop using/promoting Rupay cards or Govt have to accept PCI proposal to introduce MDR on rupay card also , after MDR rupay debit card transactions will never be free for customers ..so Phonepe/billdesk Rupay transaction will also end eventually ..so hardly few months remaining ...

Yes, same way i thought

 

[Abhishek012]

Most speculated update = As govt stopped subsidy for MDR on Rupay cards ie means banks will have to bear loss on payments via rupay networks so it is clear that all banks except few PSUs will stop using/promoting Rupay cards or Govt have to accept PCI proposal to introduce MDR on rupay card also , after MDR rupay debit card transactions will never be free for customers ..so Phonepe/billdesk Rupay transaction will also end eventually ..so hardly few months remaining ...

The govt subsidy is only upto 2k transaction.

We have been making transactions above 2k for so many years while paying credit card bills. Banks are already incurring losses.

 

[qwert]

did anyone facing "Please enter amount Exact or less than actual bill amount" despite entering exact amount in unipay? I tried to pay hdfc and yes bank cc bill but showing the same thing

 

[PRASHANT877766]

The govt subsidy is only upto 2k transaction.

We have been making transactions above 2k for so many years while paying credit card bills. Banks are already incurring losses.

ie cause as per govt circulars there should be no MDR on UPI above 2k and bank has to manage transactional costs from benefits of not handling cash but now it is almost clear govt will allow charging MDR with rupay card also which right now is not allowed as per govt circulars but banks get some part of transactional costs from govt subsidy but now is stopped bank cnt push loss further

 

[rakeshsajjan45]

did anyone facing "Please enter amount Exact or less than actual bill amount" despite entering exact amount in unipay? I tried to pay hdfc and yes bank cc bill but showing the same thing

Yes ...same here.... couldn't find any solution....mailed to sbi unipay but no response still.....this is mainly happening on axis cards.... according to my experience.....icici and sbi working fine...

@Abhishek012

I did a transaction on sbi unipay...after putting otp by mistake clicked back bottom....and it said u shouldn't have pressed back botton and it's been almost more than 5 days now...the amount is 50k.... should I wait or complaint?....if yes then how to complaint..... amount debited and not refunded and also credited to credit card

But recieved reward points for that transaction in 2 days

 

[Bhauka23]

i tried it today but i have an issue on the website where my first name and last name are filled in the first name column and i am not able to edit it 🙁

You can edit it from just dial profile section.. then you'll be able to proceed

 

[Credit_Cards]

You can edit it from just dial profile section.. then you'll be able to proceed

whtas justdial mcc ? 4900 ?