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Which Debit Card to use for Credit Card Bill Payment in (September 2025)

But it was always 4900. What is the difference now apert from no cashback from kotak. Is that mcc changed to 6012 or something else?
Now whole merchant name changed, probably 6012 now as it doesn't detect it anymore.

Or it's just in their negetive list based on term "freechutil"?
That's probably been added too, they keep adding blacklisted names. I wish they would make it public, but they won't.
 
For freecharge mcc has been changed from freechutil(4900) to some freecharge techno pay (6012) . Confirmed with RBL customer care after I did one test transaction .... Now we no longer gets that freechutil as mcc
 
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