Which Debit Card to use for Credit Card Bill Payment in (September 2025)

[Abhishek012]

today i made a transaction using RBL SPDC and the mcc code i got for it is this 6300....is this eligible????
@Abhishek012

Yes . .

 

[mojo_jojo123]

Yes . .

6300 is not eligible for HSBC DC right ?

 

[Strange]

today i made a transaction using RBL SPDC and the mcc code i got for it is this 6300....is this eligible????
@Abhishek012

At which merchant?

 

[rakeshsajjan45]

At which merchant?

Axis app... credit card bill payment.... USING DEBIT card... redirected to freecharge PG....used RBL SPDC ...AND got 6300 MCC confirmed from the customer support chat..RBL chat support

 

[rakeshsajjan45]

Axis app... credit card bill payment.... USING DEBIT card... redirected to freecharge PG....used RBL SPDC ...AND got 6300 MCC confirmed from the customer support chat..RBL chat support

Only for axis credit card bill payment...so can anyone please confirm if this transaction is eligible for rewards

 

[darkjediknight]

Only for axis credit card bill payment...so can anyone please confirm if this transaction is eligible for rewards

Yes it is eligible. Excluded MCC are 6012, 6051, 6540, 6211

 

[pinki]

Only for axis credit card bill payment...so can anyone please confirm if this transaction is eligible for rewards

Yes eligible.
Merchant name??

 

[ajitshukla19]

6300? This is eligible for other dc also

 

[darkjediknight]

6300? This is eligible for other dc also

No only this

 

[KLB@96]

Guys working trick as of now ? please

 

[Abhishek012]

Cred plus indusind should also be there

Add -

2) Cred app -

Get Debit Card option only on Rs50,001+ Credit Card bill payment.

Well, some people told they got MCC Code - 7322 (Collection agency), if merchant name - Dreamplug paytech sol

I think the merchant name come up only for Visa card users.

Please verify merchant name and mcc code with bank, before pay big amount.

IndusInd Visa Signature Debit Card (approx 0.93% cashback),
RBL Signature+ Debit Card - 2% cashback (please verify merchant name - Dreamplug paytech sol & mcc code with bank)
RBL Enterprise Debit Card - Only for Milestone benefit (please verify merchant name - Dreamplug paytech sol & mcc code with bank).

 

[mojo_jojo123]

Add -

2) Cred app -

Get Debit Card option only on Rs50,001+ Credit Card bill payment.

Well, some people told they got MCC Code - 7322 (Collection agency), if merchant name - Dreamplug paytech sol

I think the merchant name come up only for Visa card users.

Please verify merchant name and mcc code with bank, before pay big amount.

IndusInd Visa Signature Debit Card (approx 0.93% cashback),
RBL Signature+ Debit Card - 2% cashback (please verify merchant name - Dreamplug paytech sol & mcc code with bank)
RBL Enterprise Debit Card - Only for Milestone benefit (please verify merchant name - Dreamplug paytech sol & mcc code with bank).

For Indusind it matters only if user is at old indusind banking since they have cash conversion option for points ,, for indie migrated customer there is no such option so no point of earning points

 

[nishank]

For Indusind it matters only if user is at old indusind banking since they have cash conversion option for points ,, for indie migrated customer there is no such option so no point of earning points

This means points are worthless ?

 

[rakeshsajjan45]

This means points are worthless ?

Call customer care and ask them to redeem it will come in your account in a 2 days

 

[mojo_jojo123]

Call customer care and ask them to redeem it will come in your account in a 2 days

they are telling to redeem via indusmomemnts .. they are not able to understand properly .. do u have email template if u can share ?

 

[Praveen Urimi]

today i made a transaction using RBL SPDC and the mcc code i got for it is this 6300....is this eligible????
@Abhishek012

Can you tell what is the merchant name?

 

[darkjediknight]

Can you tell what is the merchant name?

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