Which IDFC Card To Apply & Application Process?

[D₹V]

Hey 👋 folks, greetings of the day.

I'm FK Pay later (IDFC) user here. Previously for IDFC CC application min. age was 21, right? Now it's 18, so I'm thinking to apply one 👀.

Which card to apply?
Will it be easier to apply?
No idea of the IDFC credit Cards 🥲,
TIA.

 

[nrb]

You can go for Wealth / Select variant. Both are good. Reward points mostly same for all IDFC cards.
You have to check other benefits.
Apply online and mostly VKYC and then you will get the card.

 

[Chaitanya-a]

Hey 👋 folks, greetings of the day.

I'm FK Pay later (IDFC) user here. Previously for IDFC CC application min. age was 21, right? Now it's 18, so I'm thinking to apply one 👀.

Which card to apply?
Will it be easier to apply?
No idea of the IDFC credit Cards 🥲,
TIA.

Try for C2C once, if you've cards with good limit. Mostly they give Select CC for 3L credit limit holders and Wealth CC for 5L & above credit limit holders.

You can't apply for a particular card. Just fill the info & your existing card details. Then they'll show you eligible cards accordingly.

 

[D₹V]

Try for C2C once, if you've cards with good limit. Mostly they give Select CC for 3L credit limit holders and Wealth CC for 5L & above credit limit holders.

You can't apply for a particular card. Just fill the info & your existing card details. Then they'll show you eligible cards accordingly.

I had call with them, they said pincode isn't eligible.

So skipped & dropped this plan.

 

[Salvo08]

Hey 👋 folks, greetings of the day.

I'm FK Pay later (IDFC) user here. Previously for IDFC CC application min. age was 21, right? Now it's 18, so I'm thinking to apply one 👀.

Which card to apply?
Will it be easier to apply?
No idea of the IDFC credit Cards 🥲,
TIA.

Try going for Select or Wealth variant. Though there isn't much of a difference in the benefits with minor add ons at each upgrade and those add ons are spend based. As brought out by @Chaitanya-a, they offer Select for credit limit 3L+ and Wealth for 5L+.

 

[Iamgora]

I had call with them, they said pincode isn't eligible.

So skipped & dropped this plan.

You can take it in your relative or friend pincode. They don't ask for address proof. I took it at a friend's address

 

[knight]

You can take it in your relative or friend pincode. They don't ask for address proof. I took it at a friend's address

Didn't they verify your address with PAN/Adhar?

 

[Iamgora]

I have given my parmanent address which is in my pan/ adhar. But they didn't verified my current address proof

 

[silly_putty]

Hey 👋 folks, greetings of the day.

I'm FK Pay later (IDFC) user here. Previously for IDFC CC application min. age was 21, right? Now it's 18, so I'm thinking to apply one 👀.

Which card to apply?
Will it be easier to apply?
No idea of the IDFC credit Cards 🥲,
TIA.

When did it change? I tried applying last month via their branch and they entered my DOB but it rejected that (I'm 20).

 

[D₹V]

When did it change? I tried applying last month via their branch and they entered my DOB but it rejected that (I'm 20).

I saw eligibility criteria on website bro. Maybe rejected due to other reasons.

 

[silly_putty]

I saw eligibility criteria on website bro. Maybe rejected due to other reasons.

My application wasn't rejected, it just didn't proceed. I checked the website just now and it still says min 21, did you get the card?

 

[D₹V]

My application wasn't rejected, it just didn't proceed. I checked the website just now and it still says min 21, did you get the card?

My Area isn't serviceable, so didn't proceed.

 

[harsha1]

Hi Team , trying to apply idfc cc, which varient should be good to get. And if it approved then it shouldn't deny any other pre-approved cc offers on future.



Please suggest varients.

 

[Vasuki]

Hi Team , trying to apply idfc cc, which varient should be good to get. And if it approved then it shouldn't deny any other pre-approved cc offers on future.



Please suggest varients.

Depends on what c2c you will be using & limit u have ?

 

[harsha1]

Depends on what c2c you will be using & limit u have ?

I have only Amazonpay CC with 1L limit.

 

[Vasuki]

I have only Amazonpay CC with 1L limit.

U didn't got icici core card via X/ twitter.


U will get 70-80 k limit . So probably with serviable area & c2c u will get Millniea idfc .

 

[HumorSimpson]

Oh my mod
@D₹V - you so young 😺

 

[Vasuki]

Oh my mod
@D₹V - you so young 😺

He is 1 year ahead of me in cc journey 🥸.
This year I want hdfc Millniea .he got last year 🥸

 

[HumorSimpson]

He is 1 year ahead of me in cc journey 🥸.
This year I want hdfc Millniea .he got last year 🥸

You too young 🧒

 

[harsha1]

U didn't got icici core card via X/ twitter.


U will get 70-80 k limit . So probably with serviable area & c2c u will get Millniea idfc .

Icici coral /rupay I can get normally.

Can you please suggest order here ascending ( low to high ) based on idfc first cc type varients,

1. Millennia cc
2.classic cc
3.select cc
4.wealth cc
5.wow cc
6.digital rupay cc