Which IDFC Card To Apply & Application Process?

[D₹V]

Hey 👋 folks, greetings of the day.

I'm FK Pay later (IDFC) user here. Previously for IDFC CC application min. age was 21, right? Now it's 18, so I'm thinking to apply one 👀.

Which card to apply?
Will it be easier to apply?
No idea of the IDFC credit Cards 🥲,
TIA.

 

[Vasuki]

You too young 🧒

Icici coral /rupay I can get normally.

Can you please suggest order here ascending ( low to high ) based on idfc first cc type varients,

1. Millennia cc
2.classic cc
3.select cc
4.wealth cc
5.wow cc
6.digital rupay cc

Wow - fd based
Digital rupay - u can get complimetry with select/ Wealth/ Millniea.

Millniea then select & top Wealth.

Wealth c2c -5 lakh + & 3 lakh salary ( they don't check )
Select -2- 3+ lakh cc Limit on existing card
Millniea - u will get normally

 

[harsha1]

Wow - fd based
Digital rupay - u can get complimetry with select/ Wealth/ Millniea.

Millniea then select & top Wealth.

Wealth c2c -5 lakh + & 3 lakh salary ( they don't check )
Select -2- 3+ lakh cc Limit on existing card
Millniea - u will get normally

Thank you for guidance, this will help

 

[p0tat0]

Wow - fd based
Digital rupay - u can get complimetry with select/ Wealth/ Millniea.

Millniea then select & top Wealth.

Wealth c2c -5 lakh + & 3 lakh salary ( they don't check )
Select -2- 3+ lakh cc Limit on existing card
Millniea - u will get normally

Hi, I tried with Sapphiro 5L limit, got offered Wow 😑
Am I missing something?

 

[Vasuki]

Hi, I tried with Sapphiro 5L limit, got offered Wow 😑
Am I missing something?

Y es
Serviable area wasn't there hence fd card...try with serviable area pincode.

 

[p0tat0]

Y es
Serviable area wasn't there hence fd card...try with serviable area pincode.

tried with Chennai pincode, still got FD card, had a call with cust care, they said no offers for Wealth at the moment

 

[Vasuki]

tried with Chennai pincode, still got FD card, had a call with cust care, they said no offers for Wealth at the moment

Did u get the chance to enter your existing credit card? Option .

Serviable area issue is too much in idfc..
Check with another number .

 

[harsha1]

1. Is Idfc Select CC is good to get with 2.5L limit?

2. For upi enablement they charging 199+GST yearly ?

 

[harsha1]

1. Is Idfc Select CC is good to get with 2.5L limit?

2. For upi enablement they charging 199+GST yearly ?

Team please suggest

 

[varun__goel_]

1. Is Idfc Select CC is good to get with 2.5L limit?

2. For upi enablement they charging 199+GST yearly ?

1.What other cards you hold with limits, cibil history? This will help to guide you better

2. Yes they charge . They issue a virtual rupay card.

Better get IDFC HPCL First Power CC after core CC, it also has 199+gst fees waived at 50k spends

 

[harsha1]

1.What other cards you hold with limits, cibil history? This will help to guide you better

2. Yes they charge . They issue a virtual rupay card.

Better get IDFC HPCL First Power CC after core CC, it also has 199+gst fees waived at 50k spends

I Have only AmazonPay cc with 1L limit

 

[varun__goel_]

I Have only AmazonPay cc with 1L limit

Get select if you're willing🤷🤷

 

[Vasuki]

I Have only AmazonPay cc with 1L limit

Pincode?
Get kotak myntra card via myntra app
Its being done c2c mostly (cibil basis)

 

[Chaitanya-a]

I Have only AmazonPay cc with 1L limit

Is it showing you Select CC with 2.5L limit using Apay CC? Go for it. Its good

 

[D₹V]

Oh my mod
@D₹V - you so young 😺

 

[HumorSimpson]

View attachment 46169

Means? Growing pains?

 

[D₹V]

Means? Growing pains?

Y e a h 😈