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Which Is Best Credit Card For Offline POS Transaction

Milestone benefits bhi hai page ke end pe. Yeh lo bana banaya thread.


If I understood it correctly, if we apply for spark20 (which has a monthly cap of 7k cashpoints) and do tax payment through it, (for which we will receive 2x15 = 30 cashpoints per 200 spent) then maximum amount to reach the limit would be Approx ₹46,666/-.
Am I correct?
 
got it here.

seems 10x (2%) and 20x (4%) is limited to only few categories like dining, utilities & groceries. for rest its max 5x (1%) only. for utilities and groceries there are better options with 10% cashback. for others also, there are many options for 1% or more. quarterly milestone benefits are extra.
Airtel gives 10% on utilities through the Airtel thanks app but it doesn't give any thing for MCC 4900.
I think DBS Spark will give you 4% for MCC 4900.
 
You can pay via milestone cards. Like AXIS Vistara Infinity card. You will get free business class tickets. Even if POS charges 2% its worth it
 
1.5% neucoins using tata hdfc infinity cc too
  • NeuCoins will not be accrued for the following spends/transactions on the card
    • Fuel Spends
    • Wallet loads / Gift or Prepaid Card load/ Voucher purchase (Merchant Category Code (MCC) of 6540)
    • Cash Advances
    • Payment of Outstanding Balances
    • Payment of card fees and other charges
    • Smart EMI / Dial an EMI transaction / post-transaction EMI conversion
    • Rental transactions
    • Government related transactions
 
  • NeuCoins will not be accrued for the following spends/transactions on the card
    • Fuel Spends
    • Wallet loads / Gift or Prepaid Card load/ Voucher purchase (Merchant Category Code (MCC) of 6540)
    • Cash Advances
    • Payment of Outstanding Balances
    • Payment of card fees and other charges
    • Smart EMI / Dial an EMI transaction / post-transaction EMI conversion
    • Rental transactions
    • Government related transactions
But recently I paid govt test fees on NPTEL website which is govt owned. But I got neucoins for those 2 transactions too. So it depends on MCC code which they are reporting.
 
Regularly I swipe 50K Amount In Government Pos Machine.

Currently I am using Amazon Pay ICICI Credit card Which Give me 1% cashback as Amazon pay balance format.

Any other credit card which is give me better than Amazon Pay CC reward and cashback?
Can you please explain how you pay your credit card bill via HDFC bill payment portal and earn 1% cashback
 
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