Which is better Card Rubyx or MMT Signature

[mnh007786]

I have a card upgrade offer. They offer two card one Rubyx card and another one mmt signature card. Rubyx not LTF and joining fee on MMT Signature. My most used online.
Which one I take ? And How to get Rubyx LTF.

 

[Chaitanya-a]

Total waste of 2500 for that 1 international lounge access per year + spa when I know that anyone can get Regalia/DCP as LTF which would give 12 domestic + 6 international lounge access via PP

Anyone can get Regalia/DCP? That too LTF? 😂

 

[NOOBY]

Anyone can get Regalia/DCP? That too LTF? 😂

haan yaar matlab.... 😛

if you see on paper, joining fees of MMT Signature and Regalia is same, 1 plus point of MMT Sig would be 1500 MMT Cash which can be used for hotel/flight booking.... but you cant really use MMT Sig for booking flights as the discounts are really low...

If you are getting same discounts on cheaper variant too, then better to get that (if you dont travel international every 6 months)

 

[Chaitanya-a]

haan yaar matlab.... 😛

if you see on paper, joining fees of MMT Signature and Regalia is same, 1 plus point of MMT Sig would be 1500 MMT Cash which can be used for hotel/flight booking.... but you cant really use MMT Sig for booking flights as the discounts are really low...

If you are getting same discounts on cheaper variant too, then better to get that (if you dont travel international every 6 months)

One reason I went for MMT Signature is its kind of premium variant and after paying Joining fees, there's literally nothing we have to pay.
In that, we'll get better add-on benefits which are almost equal to Rubyx.

I'm not going to use it in MMT flight bookings. Maybe for Airport cab booking as it offers ₹100 off. Will keep it for ICICI specific offers only.

 

[Pawan_KS]

I have a card upgrade offer. They offer two card one Rubyx card and another one mmt signature card. Rubyx not LTF and joining fee on MMT Signature. My most used online.
Which one I take ? And How to get Rubyx LTF.

You should apply for icici cc only if they are LTF. You should not waste ur money for any variant of icici cc. I have amazonpay, coral, sapphiro dual card(amex & mastercard) all LTF.