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Which is the best app to pay credit card bills?

Sanjay

TF Select
Can anyone tell the best app to pay credit card bills to get cashback or reward points? I have hdfc moneyback credit card and millennia debit card
 
means 400 reward points. I can do this by UPI na ? there will be no problem right? and also what if I first deposit and then send the money back to the bank. Then also I will get the reward points right?
yes but remember paytm apply charges more than 1% on the money you transfer from wallet to bank
 
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