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Which is the best Zero Balance Account with Zero initial funding other than Kotak 811?

ASWINRAJ

TF Neo
What are some recommended zero balance accounts that don't require an initial funding, similar to Kotak 811? I am seeking an account with features comparable to Kotak 811, and I reside in a semi-urban area. If you come across any suitable bank account options, please provide detailed information.
 
What are some recommended zero balance accounts that don't require an initial funding, similar to Kotak 811? I am seeking an account with features comparable to Kotak 811, and I reside in a semi-urban area. If you come across any suitable bank account options, please provide detailed information.
Au digital savings account
Zero balance account
Most important is physical debit card annual fees is only 150+gst.
Other zero balance bank account ask 500Rs annual fees on physical debit card.
 
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