which kotak credit card makes sense!

[Vasuki]

1- kotak white reserve ( lets not talk about trash)
2- kotak white ( is it offered ltf or only a paid card ) other than lounge access ! Anyone has any experience
3- zen signature ( is this best visa Ltf card offered by kotak )
4- league Platinum ( low tier ltf )
5,6,7- lets not talk about mojo ,pvr & xa ching 🗑️ trash .

 

[Vasuki]

Yeah, i got White, league and Myntra Rupay, but only myntra makes any sense otherwise others are absolutely trash.

You directly got white ?
Ltf ? Or paid

 

[ashwinikumar900]

You directly got white ?
Ltf ? Or paid

White and League both are LTF. For myntra they gave me 1000 myntra voucher. I have a Privy league platinum account.

 

[mrbean]

1- kotak white reserve ( lets not talk about trash)
2- kotak white ( is it offered ltf or only a paid card ) other than lounge access ! Anyone has any experience
3- zen signature ( is this best visa Ltf card offered by kotak )
4- league Platinum ( low tier ltf )
5,6,7- lets not talk about mojo ,pvr & xa ching 🗑️ trash .

Tried request to upgrade zen to while signature but they refused to provide LTF White signature card

 

[Vasuki]

Tried request to upgrade zen to while signature but they refused to provide LTF White signature card

Zen was ltf ?

 

[Vasuki]

Tried request to upgrade zen to while signature but they refused to provide LTF White signature card

1500 in beginning we get amazon voucher or 1500 zen point worth 375 rs

 

[mrbean]

Zen was ltf ?

Yes , My Zen card is ltf but the rewards system is poor

 

[Vasuki]

Yes , My Zen card is ltf but the rewards system is poor

Any benefit other than being ltf?

 

[mrbean]

1500 in beginning we get amazon voucher or 1500 zen point worth 375 rs

Actually the card was ltf and there is no joining benefit.

 

[Vasuki]

Yes , My Zen card is ltf but the rewards system is poor

Better that i got mojo ltf instead of zen ltf .i can lay in peace now ..

 

[mrbean]

Any benefit other than being ltf?

I think only the international longue and the reward points 5 zen points/rs150 .
1Zen points value is 0.25 .
Which is equivalent to 1.66%

And department store something they provide 10zen points

 

[mrbean]

Better that i got mojo ltf instead of zen ltf .i can lay in peace now ..

Yes,I think the mojo card have better reward points system.

 

[mrbean]

Better that i got mojo ltf instead of zen ltf .i can lay in peace now ..

I am planning to upgrade the league card to mojo ltf.
If they provide LTF.
Since the league card rewards is very low.
For a 50k spend there will be 1100points which is equivalent to 250rs something

 

[Vasuki]

I am planning to upgrade the league card to mojo ltf.
If they provide LTF.
Since the league card rewards is very low.
For a 50k spend there will be 1100points which is equivalent to 250rs something

Tad bad ..

Zen wasn't worthy of getting it paid

 

[mrbean]

Tad bad ..

Zen wasn't worthy of getting it paid

In terms of reward zen is useless.
While considering the League for offline spend it is better and the Mojo for online spend.

 

[Vasuki]

In terms of reward zen is useless.
While considering the League for offline spend it is better and the Mojo for online spend.

I won't spend a penny .. keep ltf visa for l.e

 

[mrbean]

I won't spend a penny .. keep ltf visa for l.e

In my point of view.
Non Ltf card in kotak is worthless.
Ltf is better because the rewards system is not too impressing

 

[Vasuki]

In my point of view.
Non Ltf card in kotak is worthless.
Ltf is better because the rewards system is not too impressing

For reward i have Myntra 😛

 

[mrbean]

For reward i have Myntra 😛

I think the Myntra card is ltf

 

[mrbean]

I think the Myntra card is ltf

For reward i have Myntra 😛

It seems like a good card.
But unfortunately there is no offer for me 😔.
Any trick to get Myntra card😁

 

[Vasuki]

It seems like a good card.
But unfortunately there is no offer for me 😔.
Any trick to get Myntra card😁

Apply if 3 month over from first card .
U will get with same limit .

I think the Myntra card is ltf

No it's not
3 year conditional free with gift voucher.

But i got paid .. but i have no worries