I have to do a lot of big business international transactions ranging from 1.5 to 3L every month.
As of now, I have
Magnus (I usually able to complete the milestone within the first week)
Amex Plat Travel ( not the first preference since its 3.5% Forex and+Gst, so it gets around 4.2%)
Regalia (with the global value program and points combination, forex is drastically reduced by .2% up to 1 lakh, but the overall reward date is low)
I don't qualify for Citi prestige, I can get Axis reserve I think (I am not sure to be honest), but considering the fees, I am not sure if I will be able extract any value out it.
Also, I use points to pay for flights. I haven't learned the game of miles as of now.
Considering all the above, which one do you guys recommend?
As of now, I have
Magnus (I usually able to complete the milestone within the first week)
Amex Plat Travel ( not the first preference since its 3.5% Forex and+Gst, so it gets around 4.2%)
Regalia (with the global value program and points combination, forex is drastically reduced by .2% up to 1 lakh, but the overall reward date is low)
I don't qualify for Citi prestige, I can get Axis reserve I think (I am not sure to be honest), but considering the fees, I am not sure if I will be able extract any value out it.
Also, I use points to pay for flights. I haven't learned the game of miles as of now.
Considering all the above, which one do you guys recommend?