Isn't MRCC + Platinum Travel card enough when it comes to return?
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Why an Amex gold card should taken?
- Thread starter NeerajNegi
- Start date
I researched a lot but I find out the value is really bad until you waive the fees off by doing a convo with amex.
Also its really hard nowadays to load amex in wallter without fees no tricks.
Seems it has 5x on voucher spent but magnus wins here
+ they have $100 hotel credit but not sure if you need to book via hotel collection
Gold is the only card in Amex portfolio that gives points on fuel and NPS. Occasionally mix it with gift vouchers using 5X and you'll get decent return on it.
Makes sense to hold if your per transaction spend is close to 1000 (1000 bonus points on 6*1000). Niche use case but is fine for someone who belongs to that category.
Makes sense to hold if your per transaction spend is close to 1000 (1000 bonus points on 6*1000). Niche use case but is fine for someone who belongs to that category.
I hold the gold charge for fuel payments and getting rewards for it
Also rewards multiplier 5x helps me to recover the annual fee
Rest of the gold offers are a bit elite which those brands as of now I am not using
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RAMESH BABU N
TF Legend
The advantages of Amex Gold Card are two.
One - it is a charge card. Suited for those who always pay the monthly bills in full and who doesn't go in for EMIs. Like me.
Two - based on this (or any other AmEx) CHARGE card, you can get AmEx cards anywhere else in the world. No need of any local credit ratings. This facility is NOT available if you are holding regular AmEx CREDIT cards.
So, consider the above two points in deciding before you apply for AmEx Gold Charge Card.
One - it is a charge card. Suited for those who always pay the monthly bills in full and who doesn't go in for EMIs. Like me.
Two - based on this (or any other AmEx) CHARGE card, you can get AmEx cards anywhere else in the world. No need of any local credit ratings. This facility is NOT available if you are holding regular AmEx CREDIT cards.
So, consider the above two points in deciding before you apply for AmEx Gold Charge Card.
If we want Amex Green or Hilton Amex credit card US variant, we need to have a charge card?
We can't get the same through a MRCC or plat travel?
RAMESH BABU N
TF Legend
Yes. AmEx would consider Charge card's holding history here n not Credit card's holding history - for issuing their cards abroad.
helloworld
TF Legend
+ charge v credit
Could you cite a source for this if you don’t mind? I remember reading somewhere on Reddit who was able get a US card based on his plat travel.
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Gold card is for people who
- Buy a lot of vouchers or at least 6000 worth every month
- Want one card that rewards them on everything, without any hassle of category limitations
- Stay in luxury hotels, Gold card offers $100 credit on staying in certain Premium hotels
If you don't have a MRCC card(you should have one though, it's the best card out there), then Gold card offers you access to the Gold collection so you get better rewards for the same number of points!
- Buy a lot of vouchers or at least 6000 worth every month
- Want one card that rewards them on everything, without any hassle of category limitations
- Stay in luxury hotels, Gold card offers $100 credit on staying in certain Premium hotels
If you don't have a MRCC card(you should have one though, it's the best card out there), then Gold card offers you access to the Gold collection so you get better rewards for the same number of points!
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