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One of the factor is Gold card is a charge card and MRCC and Platinum Travel are credit cards.Isn't MRCC + Platinum Travel card enough when it comes to return?
I researched a lot but I find out the value is really bad until you waive the fees off by doing a convo with amex.One of the factor is Gold card is a charge card and MRCC and Platinum Travel are credit cards.
Return wise you are right and other members can share their views on utility pov.
I hold the gold charge for fuel payments and getting rewards for itGold is the only card in Amex portfolio that gives points on fuel and NPS. Occasionally mix it with gift vouchers using 5X and you'll get decent return on it.
Makes sense to hold if your per transaction spend is close to 1000 (1000 bonus points on 6*1000). Niche use case but is fine for someone who belongs to that category.
+1 fro me .The advantages of Amex Gold Card are two.
One - it is a charge card. Suited for those who always pay the monthly bills in full and who doesn't go in for EMIs. Like me.
Two - based on this (or any other AmEx) CHARGE card, you can get AmEx cards anywhere else in the world. No need of any local credit ratings. This facility is NOT available if you are holding regular AmEx CREDIT cards.
So, consider the above two points in deciding before you apply for AmEx Gold Charge Card.
If we want Amex Green or Hilton Amex credit card US variant, we need to have a charge card?The advantages of Amex Gold Card are two.
One - it is a charge card. Suited for those who always pay the monthly bills in full and who doesn't go in for EMIs. Like me.
Two - based on this (or any other AmEx) CHARGE card, you can get AmEx cards anywhere else in the world. No need of any local credit ratings. This facility is NOT available if you are holding regular AmEx CREDIT cards.
So, consider the above two points in deciding before you apply for AmEx Gold Charge Card.
Yes. AmEx would consider Charge card's holding history here n not Credit card's holding history - for issuing their cards abroad.If we want Amex Green or Hilton Amex credit card US variant, we need to have a charge card?
We can't get the same through a MRCC or plat travel?
18k/24k Collection | ||
---|---|---|
Welcome Gift (Spend 5k in 90days) | 4000 MR | - |
Referral Benefit (Spend 5k in 90days) | 2000 MR | - |
Could you cite a source for this if you don’t mind? I remember reading somewhere on Reddit who was able get a US card based on his plat travel.Yes. AmEx would consider Charge card's holding history here n not Credit card's holding history - for issuing their cards abroad.
Negative . .Yes. AmEx would consider Charge card's holding history here n not Credit card's holding history - for issuing their cards abroad.