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Why do banks restricts credit card issuance to serviceable areas?

SoggypastA

TF Premier
Why banks have this criteria of serviceable areas in issuing credit cards what kind of service they provide in regarding to credit cards?
Banks must knew people spoof their gps location or use friend-family members address to acquire credit cards. The courier companies can deliver cards to anywhere in india and after one's credit card issued he/she can use it from anyplace of india anyways.
 
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