Why is HDFC checking cibil even for add-on cards?

[humptydumpty]

Just checked my cibil hdfc checking for cibil even for addon cards is ridiculous,does other banks also check cibil for providing addon card ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Just checked my cibil hdfc checking for cibil even for addon cards is ridiculous,does other banks also check cibil for providing addon card ?

Cibil hit was done for primary card holder or add-on applicant ?

 

[Rahul Gupta]

Cibil hit was done for primary card holder or add-on applicant ?

+1

 

[anirban.choudhuryanirban.choudhury is verified member.]

Few banks do Cibil enquiry for add-on applicant and also update Cibil in case of add-on , but none do Cibil enquiry in primary card holder for add-on application

 

[humptydumpty]

Cibil hit was done for primary card holder or add-on applicant ?

They didnt ask my mothers pan card ,they hit primary card holder for cibil

 

[humptydumpty]

Few banks do Cibil enquiry for add-on applicant and also update Cibil in case of add-on , but none do Cibil enquiry in primary card holder for add-on application

They hit primary card holder that is me i can see on my cibil

 

[anirban.choudhuryanirban.choudhury is verified member.]

They didnt ask my mothers pan card ,they hit primary card holder for cibil

Does your mother has a savings account with HDFC ?

 

[humptydumpty]

Does your mother has a savings account with HDFC ?

Nope,she doesnt

 

[srichaitanya]

If the add-on applicant has HDFC Bank account, CIBIL check will not be done.

 

[anirban.choudhuryanirban.choudhury is verified member.]

T

Nope,she doesnt

Then they have not filled the application correctly
Kyc is a must for add-on

 

[humptydumpty]

T

Then they have not filled the application correctly
Kyc is a must for add-on

I was the one who filled it i didnt see any mention of pan card number in addon section

 

[panu24]

I got email for ckyc update for hdfc bank ADD ON credit card from CERSAI central KYC regitry

that mean HDFC informed/Updated some details of you like email or mobile or home address to CRESAI.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I was the one who filled it i didnt see any mention of pan card number in addon section

The addon form clearly has a section to add PAN number , also it is mandatory to attach PAN Card

 

[anirban.choudhuryanirban.choudhury is verified member.]

I got email for ckyc update for hdfc bank ADD ON credit card from CERSAI central KYC regitry

Yes
They have to me too to ventral kyc registry whenever any new kyc is done

 

[basant]

I have 1 add on card in hdfc regalia. When applying online for 2 more, its allowing only 1.
I read we can apply 3 addon cards. Is it changed now