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Yes, tell them to transfer it to your other account and they will do it happily.as the title suggest: I have almost 1k in interest accrued and thinking to close the account, will bank pay me that? my initial thoughts are that they won't, can someone tell me what will they do? or should I just wait for some weeks?
I should ask them about this right?Yes, tell them to transfer it to your other account and they will do it happily.
In statement it will show ACT - account closure Transaction.
PS - i transferred in my other account in the same bank.
Yes it will be done automatically, just provide you other acc detailsas the title suggest: I have almost 1k in interest accrued and thinking to close the account, will bank pay me that? my initial thoughts are that they won't, can someone tell me what will they do? or should I just wait for some weeks?
Of course, yes. When you give closure request, they will manually calculate the interest accrued till then and give it to you by cheque and close the account. Some banks will do NEFT if you give an alternate account number.as the title suggest: I have almost 1k in interest accrued and thinking to close the account, will bank pay me that? my initial thoughts are that they won't, can someone tell me what will they do? or should I just wait for some weeks?
there are account closure charges for this variantThey will send a DD on registered address , dont wry they will not keep your single penny on account closure. In my case BOB calculated intrest just before closing account and asked me to tranfer to some other account thru UPI & in case of axis they sent me a DD on my address.
will have to go to branch for all this right? 🙂 if my RM can come to my place for signatures on FD forms and other things can he come for this too? 🫣Of course, yes. When you give closure request, they will manually calculate the interest accrued till then and give it to you by cheque and close the account. Some banks will do NEFT if you give an alternate account number.
Then they will deduct it and give remaining money.there are account closure charges for this variant
Most probably yesView attachment 35830
so if I withdraw my funds beforehand, they will deduct this 200 from interest right?
If the accrued interest is more than 200, yes they will deduct from it.View attachment 35830
so if I withdraw my funds beforehand, they will deduct this 200 from interest right?
okay. + 3If the accrued interest is more than 200, yes they will deduct from it.
Sorry couldn't help as I don't know. Please check and post your query in HDFC Credit card section.okay, additionally can you tell me which cc HDFC bank provide against FD?
What is the difference between interest accrued and interest paid in the FD interest certificate ?
Are you talking about including in ITR?View attachment 49608
For example, i downloaded my certificate, in above scenario, we should take both the sum of interest amount and accrued amount as interest income. ?