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Worldwide ATMs and their fees.

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telescope

telescope

TF Legend
VIP Lounge
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

India
1. Axis Bank - Free (no extra charges from bank's side)
2. SBI - Free (no extra charges from bank's side)
3. Indian bank - Free (no extra charges from bank's side. Also, this ATM doesn't offer currency conversion. By default it selects local currency).
4. IDFC Bank ATM - Free (no extra charges from bank's side. Also, this ATM doesn't offer currency conversion. By default it selects local currency).
5. Bank of India - Free (no extra charges from bank's side)
6. Catholic Syrian Bank - Free (no extra charges from bank's side)
7. HSBC - Free (no extra charges from bank's side)
8. Canara Bank - Free (no extra charges from bank's side)
9. HDFC Bank - ₹200 charge from bank's side
10. ICICI Bank - ₹200 charge from bank's side
(But, the good thing is, this ATM doesn't offer currency conversion. By default it selects local currency).
11. Federal Bank - ₹200 fees without warning
12. IndusInd Bank - ₹200 fees without warning
13. Punjab National Bank - ₹200 fees without warning

Japan
7-bank ATM - Can withdraw only in multiples of 10,000 JPY. (110 JPY for 10,000 and 220 JPY for 20,000+ withdrawal).

Mauritius
1. MCB ATM - Free (no extra charges from bank's side). The per transaction limit is MUR 20,000

Singapore:
1. UOB - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side
5. Citi - S$3 from bank's side

Malaysia:
1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)
3. May Bank - Free (no extra charges from bank's side)

Indonesia:
1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:
No free ATMs in the country. Charge of 250 baht per withdrawal.

Philippines:
No free ATMs in the country (except HSBC). Charge of 250 peso per withdrawal.
HSBC is the only bank in the Philippines with no ATM withdrawal fees. The problem is there are just 8 ATMs in the whole of the Philippines. 6 in Manila, 1 in Cebu and 1 in Davao.

Vietnam:
1. TP bank Free (no extra charges from bank's side)
2. VP Bank - Free (no extra charges from bank's side)
3. Shinhan Bank might be free
4. Saigon Commercial Bank (SCB) ATM might be free

Laos
No free ATMs in the country as far as I know. If there is any please let me know.

1. Phongsavanh bank - LAK 20,000 fees per withdrawal.
2. BCEL bank - LAK 20,000 fees per withdrawal.


Kenya:
All the following banks are free in Kenya
1. Ecobank
2. Co-Operative Bank
3. NCBA Bank
4. Sidian Bank
5. DTB Bank
6. I&M Bank
7. GT Bank

Saudi Arabia:
1. Albilad Bank - Free (no extra charges from bank's side)

Kazakhstan
1. Halyk bank ATM - Free (no extra charges from bank's side). This ATM gives US$ alongside Tenge.


Colombia:
1. Banco Caja Social - Free (no extra charges from bank's side)
2. Bancolombia - 28500 Cop fee

Mexico
1. Banco Multiva - 109.04 MXN fee


Moldova

1. Moldindconbank - 12 Moldovan Leu fee from bank's side

Chile

1. Santander - 8,500 Chilean Peso fee from bank's side


EU
1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.


United Arab Emirates
The following bank’s ATMs do not charge extra fees for using foreign debit cards to withdraw cash in the UAE:

1. HSBC
2. Emirates NBD
3. RAK bank
4. Abu Dhabi Commercial Bank (ADCB bank) - Free (no extra charges from bank's side)

United Kingdom
The following bank’s ATMs do not charge extra fees for using foreign debit cards to withdraw cash in the UK:

1. HSBC
2. Lloyds Bank
3. Natwest
4. Lloyds
5. Santander
6. Barclays
7. Halifax
8. Metro bank


Macau
Tried all the banks and none of them charged withdawl fee


Note:
Please add links for references for information you add.
 
Last edited:
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telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

Singapore:

1. OCBC - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side

Malaysia:

1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)

Indonesia:

1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:

No free ATMs in the country. Charge of 220 baht per withdrawal.

Philippines:

No free ATMs in the country. Charge of 250 peso per withdrawal.

EU

1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
What about free ATMs in Vietnam ??
 
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telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

Singapore:

1. OCBC - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side

Malaysia:

1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)

Indonesia:

1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:

No free ATMs in the country. Charge of 220 baht per withdrawal.

Philippines:

No free ATMs in the country. Charge of 250 peso per withdrawal.

EU

1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
Any In Dubai?
 
telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.



1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
I thought of making a similar post about all the free atms I have found across the world, but it is not feasible. The usage rates keep varying from time to time and it would be hard to keep updating it. By the way, HSBC doesn't charge for atm withdrawals in most countries. Indonesia has another bank called BCA that doesn't charge any fees.

Also, Euronet ATMs are fine. I've used it myself. You've just got to find the option to decline the conversion they offer(and that option is cleverly hidden away). Euronet gives us a very high withdrawal limit(or no limit) which is handy for a fee of €4. But yes, most of the time, the local banks everywhere charge you little to no atm fees. In France, look out for BNP or La Poste.
gamersgzb said:
Sacom is free as per 2022 info and agri is next best with lowest fees
Click to expand...
Hard to find HSBC, but it's usually free. The more commonly available free options in Vietnam are TP and VP bank.
 
Last edited:
CARDBITRAGE said:
Also, Euronet ATMs are fine. I've used it myself. You've just got to find the option to decline the conversion they offer(and that option is cleverly hidden away). Euronet gives us a very high withdrawal limit(or no limit) which is handy for a fee of €4. But yes, most of the time, the local banks everywhere charge you little to no atm fees. In France, look out for BNP or La Poste.
Click to expand...
Euronet uses another new trick these days, which is, balance and withdrawal option merged together. Better to avoid this ATM as scam is in its DNA.
 
telescope said:
Euronet uses another new trick these days, which is, balance and withdrawal option merged together. Better to avoid this ATM as scam is in its DNA.
Click to expand...
That can be avoided(again cleverly hidden). But you're right most people should avoid it.
They already earn around $400M in profits. XD
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

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