Worth to wait for milennia preapproved or take money back plus ltf offer?

[ramandeep]

Its been 2 yrs since i opened hdfc account to get pre-approved credit card ltf. Right now its showing money back plus ltf without any spend base should i take it or wait for milennia ltf offer. It i should wait how long do i need to wait for milennia ltf offer. Currently holding preferred account from last 4 months.

 

[pinki]

Wait for millennia

 

[anisharya16]

Wait for millenia