Wrong HDFC credit limit in CIBIL

[Shrinit Padwal]

Today I was checking my cibil via onescore and found my HDFC card limit showing as 25000. Is this a known issue and how can I resolve it? My actual limit is around 2.3L

 

[anirban.choudhuryanirban.choudhury is verified member.]

Today I was checking my cibil via onescore and found my HDFC card limit showing as 25000. Is this a known issue and how can I resolve it? My actual limit is around 2.3L

The issue is mostly with one score , if credit limit is not mentioned by bank , they just show 25k, it happened the same with my gold charge in one score it should credit limit of 25k , but in actual Cibil report from Cibil no credit limit was shown against the card

 

[d3rvish]

@Shrinit Padwal I don't know how the HDFC credit limit shows in your CIBIL report. As far as I know, and other users will be able to confirm this, HDFC does not report users' credit limits to CIBIL. I even raised a ticket with them once on this and was told this by a number of their representatives.

 

[Venky]

HDFC doesn’t share your credit limit with CIBIL. Most of the time the highest amount that you’ve used in one statement is shown as the credit limit.