Year End Offer: Lifetime Free HDFC Bank Credit Cards

[panchabhut]

I applied about a wee back. There was some issue with VKYC and it was not properly opening. Then they sent someone to my home for doing biometric KYC and take photo and signature photo.. I got confirmation from HDFC that biometric e-KYC with authentication adhaar is successful. Do I still need to do the VKYC?

 

[Nova]

it worked for me too, applied freedom from paytm on 9th jan despite having 1 core 2 co-branded card, freedom got approved.

I have a swigg cc and applied for a freedom cc ltf on 10 jan through Paytm. The kyc process has been completed but I haven’t received any email so far. When did you receive an email about the approval?

 

[BeingIncog]

I have a swigg cc and applied for a freedom cc ltf on 10 jan through Paytm. The kyc process has been completed but I haven’t received any email so far. When did you receive an email about the approval?

i verified through savings account/net banking id/password and got approval sms yesterday.

 

[ahtsham]

I have a swigg cc and applied for a freedom cc ltf on 10 jan through Paytm. The kyc process has been completed but I haven’t received any email so far. When did you receive an email about the approval?

I am in same boat. Applied today on 11 Jan through paytm and vkyc done. Update me when u get approval.

 

[John Snow]

I applied for Millena LTF, got the link for VKYC. The VKYC guy asked name, location, employment type and annual income. I told all the details, took photo of my pan card and signature later he said the VKYC has failed due to mismatch in details.
Next morning again got a mail for VKYC and the same thing happened, details mismatch, the VKyC guy said that I will receive call from HDFC.
Now what should I do?
Any trick by which I can get Copy of my application so I can verify the details which I gave while applying?
Can someone help?

 

[John Snow]

I already have account in HDFC bank, Idk why they did VKYC.

 

[John Snow]

I applied for Millena LTF, got the link for VKYC. The VKYC guy asked name, location, employment type and annual income. I told all the details, took photo of my pan card and signature later he said the VKYC has failed due to mismatch in details.
Next morning again got a mail for VKYC and the same thing happened, details mismatch, the VKyC guy said that I will receive call from HDFC.
Now what should I do?
Any trick by which I can get Copy of my application so I can verify the details which I gave while applying?
Can someone help?

I already have account in HDFC bank, Idk why they did VKYC.

 

[amitr29]

Hdfc is most weird when it comes to credit cards. They have clearly mentioned eligibility for self employed for cards like Regalia Gold or DCB but they rarely issue these cards for self employed and always issue a business card.

Secondly, even if one qualifies as per their income eligibility, they will still issue some stupid Money back cards or a lower version.

Have never understood their fundas

 

[VSC]

I already have account in HDFC bank, Idk why they did VKYC.

same thing happened to me. Yesterday after filling all the details proceeded to vkyc and at last was told data mismatch and someone would come to my home and do kyc. But again after few hours I got message to complete. Today I tried to complete the vkyc again but same thing happened and was told someone would come to my place. Strange

 

[John Snow]

same thing happened to me. Yesterday after filling all the details proceeded to vkyc and at last was told data mismatch and someone would come to my home and do kyc. But again after few hours I got message to complete. Today I tried to complete the vkyc again but same thing happened and was told someone would come to my place. Strange

True, somewhere i read that they don’t do vkyc for existing customers.
Are you existing customer?

 

[VSC]

True, somewhere i read that they don’t do vkyc for existing customers.
Are you existing customer?

Yes I have a credit card but tried this with secondary number

 

[yogs]

Noob question. Is it correct that cobranded cards like Tata neu, Swiggy, pixel don't work for instant discount offer on Amazon/flipkart?

 

[6ix9ine]

Noob question. Is it correct that cobranded cards like Tata neu, Swiggy, pixel don't work for instant discount offer on Amazon/flipkart?

Yes, they don't work.

 

[sarainfo12]

it worked for me too, applied freedom from paytm on 9th jan despite having 1 core 2 co-branded card, freedom got approved.

You already have a core card ? May i know which card ? I thought we can't have 2 core cards , so if your freedom card got approved then you may ended up with 2 core cards right ?

 

[Beyond]

it worked for me too, applied freedom from paytm on 9th jan despite having 1 core 2 co-branded card, freedom got approved.

Can you share the paytm link?

 

[vipin123]

I have Few Questions
Please anyone Answer
Thanks In advance
@SSV 🙏
In April 2024 I closed my MB+ CC
Waiting for millennia LTF from April
On 26 Nov One of my friend who is employee in HDFC applied for Millennia but got rejected, I asked for reason from CS they tell me it's because of incomplete address and sent me an email(a form of address declaration). They told me to send address declaration to Chennai office.
My Application was rejected on next day 27 November. They give me 45 days to send address declaration. I mailed them on 29 december to close my card application permanently and got a mail on 2 Jan that my application is cancelled as per my request.
I'm planning to apply Millennia on 15th January .
My Questions-
1- I am not at my workplace or my home address, will they need location access at the time of application ??
2- Is there any problem if I am not at my office or residence address?
3- Any Suggestions to care about ?
4- Should I apply earlier then 15 Jan just because there may be interface of you have already applied, to get it fixed?
5- From Where to apply ( 1. Banner shows in Net Banking Portal to apply credit card, 2. Link of Millennia LTF on there website) ?
My Cibil 780+
Existing customer 1.5 year old savings account.

 

[Rohith-2009]

I have Few Questions
Please anyone Answer
Thanks In advance
@SSV 🙏
In April 2024 I closed my MB+ CC
Waiting for millennia LTF from April
On 26 Nov One of my friend who is employee in HDFC applied for Millennia but got rejected, I asked for reason from CS they tell me it's because of incomplete address and sent me an email(a form of address declaration). They told me to send address declaration to Chennai office.
My Application was rejected on next day 27 November. They give me 45 days to send address declaration. I mailed them on 29 december to close my card application permanently and got a mail on 2 Jan that my application is cancelled as per my request.
I'm planning to apply Millennia on 15th January .
My Questions-
1- I am not at my workplace or my home address, will they need location access at the time of application ??
2- Is there any problem if I am not at my office or residence address?
3- Any Suggestions to care about ?
4- Should I apply earlier then 15 Jan just because there may be interface of you have already applied, to get it fixed?
5- From Where to apply ( 1. Banner shows in Net Banking Portal to apply credit card, 2. Link of Millennia LTF on there website) ?
My Cibil 780+
Existing customer 1.5 year old savings account.

2 they must verify your residence address atleast but why don't you want to be there

 

[vipin123]

2 they must verify your residence address atleast but why don't you want to be there

It is not wanted to,
I'm not there right now.
I'll be there if they needed but I asking for confirmation what is the process,
Because when I didn't have account in HDFC verification guy called me for verification and I asked him for next day but he submitted wrong details same day and got rejected.
After account no verification,
I was just asking because it will take at least one day to be there.
BTW thanks for response ☺️

 

[Pho3nix]

it worked for me too, applied freedom from paytm on 9th jan despite having 1 core 2 co-branded card, freedom got approved.

If you are already having a core card, wo kachra leke benefit kya hai?

 

[BeingIncog]

You already have a core card ? May i know which card ? I thought we can't have 2 core cards , so if your freedom card got approved then you may ended up with 2 core cards right ?

I have Millennia. Yeap having 2 core cards right now.