Yes Bank Ace or Finbooster?

[joell]

I've a purchase coming up for which I need a Yes Bank CC to save close to 6K. Its a Yes Bank CC specific offer. I've been wanting to apply for the Yes Kiwi but Kiwi often comes with verification docs and I'm a student with no income proof. Ive cards with HDFC (1.7L), ICICI (50K), Federal (42K), and IndusInd (1.8L) mix of secured and unsecured with 10 month history. I was planning on applying for the Yes BankBazaar or Ace or Select (BankBazaar<Ace<Select).
1) If I get any of these cards will I kill my chances of getting a Kiwi Card in the future?
2) Does Yes Bank do physical verification nowadays or ask for proof? is C2C basis available? (Read a mix of Yes and Nos depending on the card)

 

[Ram1]

Yesbank core is better, so ACE. For 3rd party cards u won't be getting upgrades/downgrades for lifetime.
1)yes. If u get any yesbank card, u can't get kiwi
2) physical verification is depend on luck. For some it happens, for some it wont. Yesbank doesn't need c2c. It gets applied using cibil score. Try applying on their site

 

[Anupama_Jha]

I've a purchase coming up for which I need a Yes Bank CC to save close to 6K. Its a Yes Bank CC specific offer. I've been wanting to apply for the Yes Kiwi but Kiwi often comes with verification docs and I'm a student with no income proof. Ive cards with HDFC (1.7L), ICICI (50K), Federal (42K), and IndusInd (1.8L) mix of secured and unsecured with 10 month history. I was planning on applying for the Yes BankBazaar or Ace or Select (BankBazaar<Ace<Select).
1) If I get any of these cards will I kill my chances of getting a Kiwi Card in the future?

Forget any other yes bank card.

2) Does Yes Bank do physical verification nowadays or ask for proof? is C2C basis available? (Read a mix of Yes and Nos depending on the card)

In majority of cases, NO physical verification.

 

[joell]

In majority of cases, NO physical verification.

physical verification is depend on luck. For some it happens, for some it wont. Yesbank doesn't need c2c. It gets applied using cibil score. Try applying on their site

What about income proof?

 

[Ram1]

What about income proof?

Not needed, u need good cibil score

 

[joell]

Not needed, u need good cibil score

CIBIL 785. Experian 780. But I have a credit enquiry from ICICI for Apay and the first payment hasn't yet reflected on my report yet.

 

[Ram1]

CIBIL 785. Experian 780. But I have a credit enquiry from ICICI for Apay and the first payment hasn't yet reflected on my report yet.

U need atleast one active credit card to be shown in cibil report

 

[joell]

Forget any other yes bank card.

Since Kiwi is a Rupay card technically you can have it with a core card no?
Also, is Yes Bank liberal with their limit like ICICI or like HDFC?

 

[Pradumya]

Since Kiwi is a Rupay card technically you can have it with a core card no?
Also, is Yes Bank liberal with their limit like ICICI or like HDFC?

Yes bank has one card policy.. you take any one card core or cobranded doesn't matter.