Yes Bank and/or Kiwi Credit Card - Help

[2025]

Friends,
1. Can I get the Kiwi card option in the Yes Bank CC application process from the webpage?
2. How to get a Yes bank core card LTF (for cc Loan)?
3. Do I get the option to choose Yes Bank while applying for a Kiwi card from the Kiwi website/ app? (I have three axis cards, hence, want Yes only)
4. Does a Kiwi card get me a low-interest CC loan at Yes Bank?
5. Is there any good LTF offer ongoing for yes bank credit card?
6. Do Kiwi (for Kiwi cards) and Yes Bank (for other cards) take longer to approve? or very quick?
I am NTB.

There are multiple threads, and I visited many of them. None of them has a convincing answer to many of these questions. I require a quick answer. Please help.

The best answer will be awarded as a solution.

 

[2025]

Shared my journey

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 190
• Forum: BOB Cards

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Nice thread.

What u suggest for me?
(1) Kiwi yes Rupay or LTF yes Elite+ then rupay yes LTF.

for Bob also, will be looking closely.
Plus federal... Not decided yet.
NTB for all.

At the moment my main objective is to get PLCC at lower interest.

 

[Anindya98]

What u suggest for me?
(1) Kiwi yes Rupay or LTF yes Elite+ then rupay yes LTF.

If you spend a lot offline then Kiwi Yes is the Best.

for Bob also, will be looking closely.

Easy for avoiding physical verification.
Else BOB Premier.

Plus federal... Not decided yet.
NTB for all.

Federal Celesta > Imperio > Signet

At the moment my main objective is to get PLCC at lower interest.

I get offers from ICICI, HDFC, Yes & Axis a lot.
HDFC most

 

[kuchbhikuchbhi is verified member.]

ye thread padhke

 

[Boy 07]

Mine inputs is exactly same as @Fini7777

Adding: I regularly receives loan offer on my yes virtual rupay card. Recently received for 103k at 18% interest rate and 1.5% processing fee.

Never received below 15% ROI

I closed my yes Bank piasa save card which was chargeable and I kept rupay vertual which is life time free and I am getting msg for PL offer within the limit upto 1.10L

 

[AllThatStuff]

Is this referral offer still going on ??

“The current benefit to the Referee is a free 1 year subscription to the Kiwi Neon membership”

@Fini7777

 

[vic]

Is this referral offer still going on ??

“The current benefit to the Referee is a free 1 year subscription to the Kiwi Neon membership”

@Fini7777

View attachment 88030

Can anyone confirm, free neon for 1 year on referral? as a new user, thanks

 

[Anindya98]

Can anyone confirm, free neon for 1 year on referral? as a new user, thanks

Neon Pass is only Free for referral. DM me for the referral code.

 

[Anindya98]

Is this referral offer still going on ??

“The current benefit to the Referee is a free 1 year subscription to the Kiwi Neon membership”

@Fini7777

View attachment 88030

Yes, the offer is still running.

 

[Salman925492]

"Hi guys, I'm facing problems after updating my mobile number in the Kiwi app."

"I was rejected twice for this card, so I got it using my brother's credentials."

"I applied, and it was approved."

"He was a government employee, so he got it easily."

"Actually, I wanted the card, so I used it from his phone only. After two months, I tried to update my mobile number on it."

"Just yesterday, while trying to change my mobile number from the profile section, it showed that we can only change the mobile number three times. It also stated that the mobile number being changed to should be available on the device. So, I inserted my SIM card into his phone."

"After the update, the Kiwi app automatically logged out."

"Then, I logged in with my new number. After logging in, it showed:

'What's Changed:

Card details: We've issued a new card. Your card update is complete! For secure payments, please set your MPIN."

"Whenever I tried to set up the MPIN, it took me to select the bank that issued the Kiwi credit card. When I tapped on YES BANK again, it showed an error: 'No bank account linked with this bank. Restart UPI Activation."

"So, I tried to log back in from my brother's mobile number, but now it's showing: 'USER ACCOUNT DELETED.'

What should I do now? I have already raised a ticket on the Kiwi app."