1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically declined. Thus, overlimit charges of INR 500/- exclusive GST, will not be applicable from 1st May 2025 onwards . lf limit assigned to your credit card is insufficient to meet your financial transaction needs, you can write to us with latest income document to evaluate for
permanent enhancement of your credit card limit. Please note this will be subject to bank's internal policy and approval.
2. W.E.F. 1st April 2025, Rate of interest applicable for automatic EMI
conversion of eligible transactions as per the product feature of YES BANK EMI Card would be 18% per annum. For EMI conversion outside the product feature of YES BANK EMI Card or for EMI conversion on other Credit Card variants, applicable rate interesta as communicatedi the
EMI conversion journey would be applicable.
permanent enhancement of your credit card limit. Please note this will be subject to bank's internal policy and approval.
2. W.E.F. 1st April 2025, Rate of interest applicable for automatic EMI
conversion of eligible transactions as per the product feature of YES BANK EMI Card would be 18% per annum. For EMI conversion outside the product feature of YES BANK EMI Card or for EMI conversion on other Credit Card variants, applicable rate interesta as communicatedi the
EMI conversion journey would be applicable.
