Yes Bank Paisabazaar PaisaSave Credit Card

[BhaiyaJi]

3% cashback i.e 6 Reward Points per INR 200 spent on e-commerce transactions​

1.5% cashback i.e 3 Reward Points per INR 200 spent on others spends
​

Zero Joining Fees
Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of ₹1,20,000 in card anniversary year and get waiver on renewal fee for the subsequent year.

https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/paisabazaar-credit-card

 

[BhaiyaJi]

The cashback earned using YES BANK PaisaSave Credit Card is accrued as reward points in your credit card account. You can login to your YES Rewardz account to redeem your cashback points against statement credit in 1:1 ratio to adjust it against your credit card bills. Please note, no charges will be levied on converting reward points to statement credit.

 

[BhaiyaJi]

• a) Cashback will get credited as Reward Points to the Credit Card Account wherein 3% cashback will be credited as 6 rewards points (RP) per ₹200 spent online and 1.5%
  cashback will be credited as 3 rewards points (RP) per ₹200 spent offline | 1 RP= 1 INR | No charges on Redemption
• b) Cashback earned can be redeemed as Statement Credit (Bill Payment Credit) from YESRewardz platform and can be adjusted against the outstanding credit card balance.
• c) Cashback Not applicable on : EMI transactions , Utility, Insurance, Fuel, Rent payments, Wallet loading, Education, Jewellery, Govt services, and Hospitals, Pharmacy Stores, Toll,Telecom equipment’s, Cash advance [MCCs – 6513, 4900, 8299, 8211, 8220, 8241, 6300, 5094, 5944, 6538, 9399, 9311, 8062, 5912, 4812, 4784]
• d) Rewards corresponding to Online Cashback per statement cycle are capped at 5000, beyond which base reward points will continue to accrue on all transactions.
• e) A charge of 1% will be applicable on all utility transactions on Spends above ₹15,000 in a month
• f) Annual Fee of ₹499 + GST applicable from 2nd year onwards subject to waiver on an annual spends of ₹1.2 Lakhs
• g) Fuel surcharge Waiver is applicable on transactions of ₹500 - ₹3,000, excl. GST. Max surcharge waiver of ₹250 per statement cycle per credit card account

 

[shubhamurgr8]

Will this card work in ecom bank offers of Amazon/Flipkart/TataNeu?

 

[BhaiyaJi]

Will this card work in ecom bank offers of Amazon/Flipkart/TataNeu?

It should, I guess

 

[Fini7777]

can we apply for this if we r already a yes bank cc holder?

 

[cc24x7]

I received this card, in the past, I had a Yes Bank card, but for 3-4 years I have not been a Yes Bank card holder.

I found this card decent so I applied and was approved, today I received the physical card.
You must apply for a master card and along with it virtual rupay card they issued automatically.

 

[BhaiyaJi]

I received this card, in the past, I had a Yes Bank card, but for 3-4 years I have not been a Yes Bank card holder.

I found this card decent so I applied and was approved, today I received the physical card.
You must apply for a master card and along with it virtual rupay card they issued automatically.

Isn't Rupay variant fee or something like that?

 

[cc24x7]

Isn't Rupay variant fee or something like that?

Rupay is free but at the same time to keep Rupay Active linked master card also should be active.
master card annual fee 500

 

[Boy 07]

Rupay is free but at the same time to keep Rupay Active linked master card also should be active.
master card annual fee 500

i am going to close my rupay card its showing in cibil two accounts with same limit

 

[ravijaswani]

If we close mastercard variant will rupay variant be closed automatically?

 

[Boy 07]

If we close mastercard variant will rupay variant be closed automatically?

cannot say about this if its so i will closed master, today i will talk to bank then will closed any one

 

[Boy 07]

cannot say about this if its so i will closed master, today i will talk to bank then will closed any one

Updated - if you closed master card Rupay virtual card will continue.yiu can closed ane one of them --- just I want to ask how many account are showing in the Cibil two or one ???

 

[Mr. X]

Updated - if you closed master card Rupay virtual card will continue.yiu can closed ane one of them --- just I want to ask how many account are showing in the Cibil two or one ???

2 cards in cibil

 

[ravijaswani]

Updated - if you closed master card Rupay virtual card will continue.yiu can closed ane one of them --- just I want to ask how many account are showing in the Cibil two or one ???

Will rupay be charged or will be lifetime free?

 

[Boy 07]

Will rupay be charged or will be lifetime free?

Rupay is life time free and master fyf

 

[ravijaswani]

Rupay is life time free and master fyf

So we can get 1.5% rupay cashback on ltf card