Yes Bank playing with me

[sjmajumder]

Post my unsuccessful complaint with RBIO, where Yes Bank simply enabled re-apply option for Kiwi (also suppressed both CIBIL enquiries), I applied again and it was on hold for over 2 months stating "The bank has raised some concerns over your Video KYC". I wrote to PNO and got the same old generic response - you didn't meet the internal evaluation criteria bla bla bla.

Now I applied for Uni Gold and that is also on hold. I sent reminder to PNO again stating RBI clause for exact reason for both applications (separate mail chains). Now they have very cleverly responded to both mails stating the same exact reason "you have applied for another Yes bank card recently".

Action pending on me to combine both complaints and raise final complaint with PNO by providing application numbers and dates and asking how Kiwi application is rejected because I applied for Uni Gold after 2 months? Did they have foresight that I was going to apply for another Yes bank CC 2 months down the line and does "applied recently" also consider future applications?

 

[sousnake]

Post my unsuccessful complaint with RBIO, where Yes Bank simply enabled re-apply option for Kiwi, I applied again and it was on hold for over 2 months stating "The bank has raised some concerns over your Video KYC". I wrote to PNO and got the same old generic response - you didn't meet the internal evaluation criteria bla bla bla.

Now I applied for Uni Gold and that is also on hold. I sent reminder to PNO again stating RBI clause for exact reason for both applications (separate mail chains). Now they have very cleverly responded to both mails stating the same exact reason "you have applied for another Yes bank card recently".

Action pending on me to combine both complaints and raise final complaint with PNO by providing application numbers and dates and asking how Kiwi application is rejected because I applied for Uni Gold after 2 months? Did they have foresight that I was going to apply for another Yes bank CC 2 months down the line and does "applied recently" also consider future applications?

bro is bank ko baja do.. 10k 😎

 

[Slayer]

Yes bank does not even verify income criteria

bro is bank ko baja do.. 10k 😎

Same . .

 

[sjmajumder]

bro is bank ko baja do.. 10k 😎

Last complaint against them didn't go the way I expected. Also cases are being closed very fast now. My last 3 complaints got closed as non maintainable and then on complaining all 3 got reopened, but again got closed pretty fast with unsatisfactory resolution. I believe, there may have been a bunch of new recruits who are simply closing complaints giving some sort of a resolution to the customer but mostly favoring the banks. I have even thought of complaining to CPGRAMS but not sure whether it will have a positive impact or negative impact on future complaints.

 

[hender]

bro is bank ko baja do.. 10k 😎

Testing BOSS's patience 🤔, If boss got angry 😡, may be they will offer 10% stake in Equity.

Post my unsuccessful complaint with RBIO, where Yes Bank simply enabled re-apply option for Kiwi (also suppressed both CIBIL enquiries), I applied again and it was on hold for over 2 months stating "The bank has raised some concerns over your Video KYC". I wrote to PNO and got the same old generic response - you didn't meet the internal evaluation criteria bla bla bla.

Now I applied for Uni Gold and that is also on hold. I sent reminder to PNO again stating RBI clause for exact reason for both applications (separate mail chains). Now they have very cleverly responded to both mails stating the same exact reason "you have applied for another Yes bank card recently".

Action pending on me to combine both complaints and raise final complaint with PNO by providing application numbers and dates and asking how Kiwi application is rejected because I applied for Uni Gold after 2 months? Did they have foresight that I was going to apply for another Yes bank CC 2 months down the line and does "applied recently" also consider future applications?

I recommend Boss as Public Nominated Director/Representative in RBI Council for Public Charter.
Boss, take the chair 🪑 for 2 years atleast, so that everyone here not only have all the Indian Bank/Fintech Cards but the International as well.(Following True, Transparent and ethical standards)

 

[praful47]

Last complaint against them didn't go the way I expected. Also cases are being closed very fast now. My last 3 complaints got closed as non maintainable and then on complaining all 3 got reopened, but again got closed pretty fast with unsatisfactory resolution. I believe, there may have been a bunch of new recruits who are simply closing complaints giving some sort of a resolution to the customer but mostly favoring the banks. I have even thought of complaining to CPGRAMS but not sure whether it will have a positive impact or negative impact on future complaints.

If RBI is not helping out , CPGRAMS will also not help .
Cpgrams, pmo and dpg all portals are same .

 

[Aniket]

Last complaint against them didn't go the way I expected. Also cases are being closed very fast now. My last 3 complaints got closed as non maintainable and then on complaining all 3 got reopened, but again got closed pretty fast with unsatisfactory resolution. I believe, there may have been a bunch of new recruits who are simply closing complaints giving some sort of a resolution to the customer but mostly favoring the banks. I have even thought of complaining to CPGRAMS but not sure whether it will have a positive impact or negative impact on future complaints.

What's causing problem?
New recruits ❌
Lack of competency ✅
Lack of required training ✅
Lack of interpersonal skills ✅
Lack of supervision ✅
Lack of accountability ✅ ....

Over and above that the main cause is ineffective & improper talent acquisition/ recruitment.

 

[praful47]

What's causing problem?
New recruits ❌
Lack of competency ✅
Lack of required training ✅
Lack of interpersonal skills ✅
Lack of supervision ✅
Lack of accountability ✅ ....

Elaborate each point and you will get 10 marks 😂

 

[sjmajumder]

Testing BOSS's patience 🤔, If boss got angry 😡, may be they will offer 10% stake in Equity.

I already have 11K+ shares of Yes Bank.

I recommend Boss as Public Nominated Director/Representative in RBI Council for Public Charter.
Boss, take the chair 🪑 for 2 years atleast, so that everyone here not only have all the Indian Bank/Fintech Cards but the International as well.(Following True, Transparent and ethical standards)

All banks will close down due to compensation payout if I take that position for 2 years

 

[Aniket]

Elaborate each point and you will get 10 marks 😂

 

[praful47]

I already have 11K+ shares of Yes Bank.

All banks will close down due to compensation payout if I take that position for 2 years

Are baba .

 

[hender]

I already have 11K+ shares of Yes Bank.

All banks will close down due to compensation payout if I take that position for 2 years

Not 10k, but 10% - 5400 CR worth of today's market price..

(Following True, Transparent and ethical standards)

No bank will be down, but come more profitable, eventually what a banks need !
Business growth with less of NPA
& You are a GEM 💎 of a Integrity and Honesty, and know what needs to be done ✅ 💯 in every aspect.👍