Yes Bank Reserv + 3X Subscription Plan

[legend.sudsier]

Hi everyone,

I am looking for a new card to complement my Infinia. The main goal is to increase the rewards rate for a few lakhs of donations towards NGOs (both Indian and International). BOGO on movies, and rewards on rental and UPI transactions will be great to have but not necessary.

I recently came across the YES Reserv card, along with the 3X subscription offer for all spends. The following is how I see the reward rates:

• 9% Points on Online Shopping (except on Select categories)**
• 4.5% Points on Offline Shopping (except on Select categories)
• 2.25% Points on Select categories

Assuming 25 paise per RP redemption rate, for flights and hotels.

The 9% rewards rate seems just too good to be true. Can anyone confirm? If it is indeed true, then why is this not the most talked about card for Forex transactions?

P.S: I don't mind paying the annual fee given the rewards.

 

[ak93]

Tried that too bhai 🤣.. somehow not taking @S S V

EDIT: ok this time it took. nyc

Another stupid ques.. was applying and after clicking on select card.. there is nothing else to click on nor it is proceeding forward...
View attachment 39146

I tried applying for reserv and got marquee instead 😪

Is there a way to get the card you want in options?

 

[SSV]

I tried applying for reserv and got marquee instead 😪

Is there a way to get the card you want in options?

This is the unfortunate thing.. they are so rigid

 

[SSV]

this has 5X plan also right for 5000+gst isnt that better.5X return will give 15% right?also subscription pages says rewards capped at 75000 per cycle but reserv credit card page says max 36000 rewards per month?

Yes this is correct. 5X is even better if your spends are large enough..
There will definitely be devaluation coming sometime in future , in the way of capping reduction

 

[R@J]

This is the unfortunate thing.. they are so rigid

Even the agents use the online application only and they too dont have the option to change/select specific cards...... right?

 

[SSV]

Even the agents use the online application only and they too dont have the option to change/select specific cards...... right?

Yes correct .

 

[pgarg24]

Yes this is correct. 5X is even better if your spends are large enough..
There will definitely be devaluation coming sometime in future , in the way of capping reduction

As per my understanding, 75k capping is for accelerated reward points.. and 36k is for base points (24 rp per 200 rs). So you can spend 3 lac on the card and you will get 36k max but accelerated you will get max 75k extra.

 

[SSV]

As per my understanding, 75k capping is for accelerated reward points.. and 36k is for base points (24 rp per 200 rs). So you can spend 3 lac on the card and you will get 36k max but accelerated you will get max 75k extra.

Yes correct.. but these limits are per month

 

[senasenthil]

Yes this is correct. 5X is even better if your spends are large enough..
There will definitely be devaluation coming sometime in future , in the way of capping reduction

But 5x is only on a few categories

 

[hs23new]

But 5x is only on a few categories

Which mcc is eligible for 5x?

 

[legend.sudsier]

use cases:

AJIO, Uber etc. non-gyftr places: Infinia - 3.3%, Reserv - 9%

You can get 16.6% points on Uber, Starbucks, Apple App Store etc as well on Infinia by buying gift cards from Amazon using Amazon Shopping Vouchers and + enjoy 2-3% upfront discount from Amazon.

Of course, dependent on Amazon continuing to allow it.

 

[Harry1]

I tried applying for reserv and got marquee instead 😪

Is there a way to get the card you want in options?

Can you try entering ur number in below link and see if it offers you any plans?

https://campaignweb.yesbank.in/webApp/yblAPP2982?utm_campaignname=RSP&utm_campaignsource=YBLWebpage&utm_campaignmedium=Website

 

[sourpai]

Best use case I see is if some one books directly from Airline websites, then this card potentially gives 15% rewards (with 5X subscription). Or even places like cleartrip, makemytrip etc will work well. It is infact better than Axis Atlas

 

[hs23new]

Best use case I see is if some one books directly from Airline websites, then this card potentially gives 15% rewards (with 5X subscription). Or even places like cleartrip, makemytrip etc will work well. It is infact better than Axis Atlas

15% is devalued to 9% now.

Post in thread '[Possible New Card] Yes First Exclusive Credit card getting converted to Yes Reserv Credit Card' https://www.technofino.in/community...d-to-yes-reserv-credit-card.19728/post-478499

 

[sourpai]

15% is devalued to 9% now.

Post in thread '[Possible New Card] Yes First Exclusive Credit card getting converted to Yes Reserv Credit Card' https://www.technofino.in/community...d-to-yes-reserv-credit-card.19728/post-478499

I still see this on their website...

Here is the link - https://www.yesbank.in/credit-card-services/rewards-subscription-plan

 

[hs23new]

See post linked earlier. It is still 5x but 5x is no longer 15%.

 

[ak93]

Can you try entering ur number in below link and see if it offers you any plans?

https://campaignweb.yesbank.in/webApp/yblAPP2982?utm_campaignname=RSP&utm_campaignsource=YBLWebpage&utm_campaignmedium=Website

Nope, it says enter registered mobile number as I did not complete application before.

 

[Harry1]

Nope, it says enter registered mobile number as I did not complete application before.

Oh, i thought u already got the marquee.

 

[Harry1]

Can you try entering ur number in below link and see if it offers you any plans?

https://campaignweb.yesbank.in/webApp/yblAPP2982?utm_campaignname=RSP&utm_campaignsource=YBLWebpage&utm_campaignmedium=Website

@s-s-v can you try this, if u have the marquee card?

 

[SSV]

@s-s-v can you try this, if u have the marquee card?

Here it is with my Marquee.. btw it is S S V (mind the space in between)....

 

[as33]

Has anyone subscribed and got 72 points per 200 rs online spend? According to plan details on the subscription page, we will get 48 points only (It says that existing structure is 12+12: 12 base points and 12 bonus points, and 3x will be applied on base 12 points only and not on 12 bonus points).