YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.

[ashwinikumar900]

I was already aware of the savings account criteria (ZERO BALANCE) according to credit card limits at ICICI Bank, but it turns out YES Bank has a similar programme too.

I recently stumbled upon some details about the YES Bank savings account’s too, which are dependent on credit card limit and type.

NOTE - I couldn’t seem to find any threads about this, so if there is already one out there, please COMBINE this!

 

[Yugi]

Useful info. Nice to see Yes Bank offer these accounts programmes based on credit card.

 

[some1anywhere]

Wait, so that means we can get Yes Premia banking based on credit card limit or variant without maintaining the TRV for Premia? Similarly if we have Yes Kiwi/Klick, we can get Yes Grandeur without relationship criteria maintained?-

 

[voygers]

Can you share ICICI criteria if possible

 

[Tamraj Kilvish]

I was already aware of the savings account criteria (ZERO BALANCE) according to credit card limits at ICICI Bank, but it turns out YES Bank has a similar programme too.

I recently stumbled upon some details about the YES Bank savings account’s too, which are dependent on credit card limit and type.

NOTE - I couldn’t seem to find any threads about this, so if there is already one out there, please COMBINE this!

Please attach Please attach the complete PDF file so that I can upgrade my account and change it to 0 AMB based on that.

 

[nishank]

Wait, so that means we can get Yes Premia banking based on credit card limit or variant without maintaining the TRV for Premia? Similarly if we have Yes Kiwi/Klick, we can get Yes Grandeur without relationship criteria maintained?-

Is this true ?

 

[SureShot]

Here you go!

https://www.yes.bank.in/content/published/api/v1.1/assets/CONTC361E845C4174B77AD526219E4A43FC7/native/eligibility_criteria_for_loan_customers.pdf?download=false&channelToken=21f7ccfa2fc3401091938f541a6f8f2a

 

[ashwinikumar900]

As far as I know, if your card limit is more than or equal to 5L, your ICICI savings account will be on ZERO MAB Privilege Banking programme.

Can you share ICICI criteria if possible

 

[ashwinikumar900]

According to their website information, yes.

Is this true ?

 

[RAHUL GOYAL]

Wait, so that means we can get Yes Premia banking based on credit card limit or variant without maintaining the TRV for Premia? Similarly if we have Yes Kiwi/Klick, we can get Yes Grandeur without relationship criteria maintained?-

is you have 3L limit on kiwi card i am sort 15k i have 285k limit in kiwi card

 

[itsnotbro]

is you have 3L limit on kiwi card i am sort 15k i have 285k limit in kiwi card

Based on criteria just having kiwi card is eligible for YES Grandeur

 

[RAHUL GOYAL]

Based on criteria just having kiwi card is eligible for YES Grandeur

no i think with kiwi card 3L limit is also mandate for this

 

[itsnotbro]

no i think with kiwi card 3L limit is also mandate for this

If card variant is UNI, KLICK or RESERV or credit limit >= 3,00,000 or
Income >=2,25,000 per month.

They didn't say you need 3L credit limit too. Its OR.

 

[RAHUL GOYAL]

If card variant is UNI, KLICK or RESERV or credit limit >= 3,00,000 or
Income >=2,25,000 per month.

They didn't say you need 3L credit limit too. Its OR.

ok lets wait if someone opens account then i will also open the account

 

[Saral]

i got a call from branch.THey said they will open account with 5Lakh IP but even after that have to maintain relationship like 20lakh in FD

 

[ashwinikumar900]

Don’t believe them blindly; they’re usually completely useless and lack any proper knowledge. If your bank downgrades your account in the future, keep this PDF and send the email back to them. This will prevent them from downgrading your account unless they change their rules.

i got a call from branch.THey said they will open account with 5Lakh IP but even after that have to maintain relationship like 20lakh in FD

 

[RAHUL GOYAL]

i got a call from branch.THey said they will open account with 5Lakh IP but even after that have to maintain relationship like 20lakh in FD

same mujhe bhi abhi call aaya tha maine site p register kiya tha vo bole branch valo se baat kari hai vo bol rahe hai 5L karna hi hoga ya 20L FD demat mai ya loan hona chiaye itne ka.

 

[RAHUL GOYAL]

Don’t believe them blindly; they’re usually completely useless and lack any proper knowledge. If your bank downgrades your account in the future, keep this PDF and send the email back to them. This will prevent them from downgrading your account unless they change their rules.

han unko ghanta pata nahi hota ya jaan bhuj kar account nahi kholte ki bus deposit aa jae