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YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.

Maverick1 said:
How did you open the account?(Online/ Branch) What is the IP required for Yes First Account?
Click to expand...
  1. Showed interest on https://www.yes.bank.in/personal-banking/yes-first#leadform
  2. Got a call from customer care, asked current pincode and connected me to local bank branch person.
  3. Got a call from local branch guy, told him I am interested in opening YES first account based on MARQUEE credit card relationship.
  4. He asked for some time to confirm on that. Received a callback that it is possible. Scheduled a Home visit to open the account.
  5. Two branch persons visited Home. First they tried online, but faced two issues.
  6. First, my current credit card mobile number is not Aadhaar registered. Second, my PAN middle name is having Father's initial only and Aadhaar is having full name which system was not accepting.
  7. So only offline route was possible. Signed forms and gave cheque, IP 1 lakh
  8. Account was opened within 4 working days.
Hope it helps!
 
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credible65 said:
  1. Showed interest on https://www.yes.bank.in/personal-banking/yes-first#leadform
  2. Got a call from customer care, asked current pincode and connected me to local bank branch person.
  3. Got a call from local branch guy, told him I am interested in opening YES first account based on MARQUEE credit card relationship.
  4. He asked for some time to confirm on that. Received a callback that it is possible. Scheduled a Home visit to open the account.
  5. Two branch persons visited Home. First they tried online, but faced two issues.
  6. First, my current credit card mobile number is not Aadhaar registered. Second, my PAN middle name is having Father's initial only and Aadhaar is having full name which system was not accepting.
  7. So only offline route was possible. Signed forms and gave cheque, IP 1 lakh
  8. Account was opened within 4 working days.
Hope it helps!
Click to expand...
So I guess you are the first who gets benefited from this card based savings account variant programme and my info 😃. Congratulations.
 
credible65 said:
  1. Showed interest on https://www.yes.bank.in/personal-banking/yes-first#leadform
  2. Got a call from customer care, asked current pincode and connected me to local bank branch person.
  3. Got a call from local branch guy, told him I am interested in opening YES first account based on MARQUEE credit card relationship.
  4. He asked for some time to confirm on that. Received a callback that it is possible. Scheduled a Home visit to open the account.
  5. Two branch persons visited Home. First they tried online, but faced two issues.
  6. First, my current credit card mobile number is not Aadhaar registered. Second, my PAN middle name is having Father's initial only and Aadhaar is having full name which system was not accepting.
  7. So only offline route was possible. Signed forms and gave cheque, IP 1 lakh
  8. Account was opened within 4 working days.
Hope it helps!
Click to expand...
Did branch said it will be zero AMB?
 
credible65 said:
  1. Showed interest on https://www.yes.bank.in/personal-banking/yes-first#leadform
  2. Got a call from customer care, asked current pincode and connected me to local bank branch person.
  3. Got a call from local branch guy, told him I am interested in opening YES first account based on MARQUEE credit card relationship.
  4. He asked for some time to confirm on that. Received a callback that it is possible. Scheduled a Home visit to open the account.
  5. Two branch persons visited Home. First they tried online, but faced two issues.
  6. First, my current credit card mobile number is not Aadhaar registered. Second, my PAN middle name is having Father's initial only and Aadhaar is having full name which system was not accepting.
  7. So only offline route was possible. Signed forms and gave cheque, IP 1 lakh
  8. Account was opened within 4 working days.
Hope it helps!
Click to expand...
Is the IP of 1L fixed or it depends on the branch tier?
And in which city you have applied and what was the limit on your card.
 
blacktiger said:
hearing about this first time. can you share icici details as well
Click to expand...

ashwinikumar900 said:
As far as I Know, 5L limit card - savings account variant - privilege - ZERO MAB.
Click to expand...
  • Once @SSV said [ may be 2 years back ] , his account got converted into Wealth Management account because of his 5 lakh limit credit card
  • & also for most of the Times black credit card holders their saving account converted in Private account
At that time no NMC, but now as per website, if program criteria / 15k not maintained then NMC charges, only the received users can confirm whether, NMC charges are levied or not
 
Last edited:
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credible65 said:
  1. Showed interest on https://www.yes.bank.in/personal-banking/yes-first#leadform
  2. Got a call from customer care, asked current pincode and connected me to local bank branch person.
  3. Got a call from local branch guy, told him I am interested in opening YES first account based on MARQUEE credit card relationship.
  4. He asked for some time to confirm on that. Received a callback that it is possible. Scheduled a Home visit to open the account.
  5. Two branch persons visited Home. First they tried online, but faced two issues.
  6. First, my current credit card mobile number is not Aadhaar registered. Second, my PAN middle name is having Father's initial only and Aadhaar is having full name which system was not accepting.
  7. So only offline route was possible. Signed forms and gave cheque, IP 1 lakh
  8. Account was opened within 4 working days.
Hope it helps!
Click to expand...
Really Helpful!! Thanks a lot for detailed reply.
 
sam1803 said:
Is the IP of 1L fixed or it depends on the branch tier?
And in which city you have applied and what was the limit on your card.
Click to expand...
if you open savings account directly through yes bank Website, you can open yes first account with as low as ₹ 1k 𝙸𝙿
 
sam1803 said:
Okay thanks.
Is there any catch opening yes first savings account online versus offline through branch.
Click to expand...
Offine : instant kit, may choose any of available account numbers [ out of ~10 kits/account numbers ], but may ask for higher 𝙸𝙿

Online : quick opening process but 4 day kit delivery & less 𝙸𝙿
 
Last edited:
Sai_Kiran said:
  • Once @SSV said [ may be 2 years back ] , his account got converted into Wealth Management account because of his 5 lakh limit credit card
  • & also for most of the Times black credit card holders their saving account converted in Private account
At that time no NMC, but now as per website, if program criteria / 15k not maintained then NMC charges, only the received users can confirm whether, NMC charges are levied or not
Click to expand...
I have a privilege account-5L limit-Times Black along with other ICICI cards-required MAB - Zero (shows in internet banking).
 
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