Mack
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YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.
- Thread starter ashwinikumar900
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- Replies 176
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rojajimmy
TF Premier
My Branch confirmed that it will be free and will get all the benefits BUT with an initial funding of 10 lakhs.
I have still asked to get everything in writing (SOC as they call it). Schedule of charges and if I see it and confirm everything I can go ahead. I do not wish to keep the money there and will remove it as soon as the account is active.
I have still asked to get everything in writing (SOC as they call it). Schedule of charges and if I see it and confirm everything I can go ahead. I do not wish to keep the money there and will remove it as soon as the account is active.
I opened it today with 10L initial funding. I'll withdraw the money ASAP as I have RESERV CC with 5L limit. However I couldn't apply online as I already had a CC w/o an account.
The RM confirmed that nothing will be downgraded or charged as I'm already eligible but IP can't be less than 10L for offline process. It's not their demand btw.. I was basically applying from his phone myself and that 10L was mandatory in the app for YES First. Prefilled and couldn't be modified.
Thanks OP for sharing this. I really wanted a no nonsense 0 forex (free atm) account. Everything else is just bonus.
The RM confirmed that nothing will be downgraded or charged as I'm already eligible but IP can't be less than 10L for offline process. It's not their demand btw.. I was basically applying from his phone myself and that 10L was mandatory in the app for YES First. Prefilled and couldn't be modified.
Thanks OP for sharing this. I really wanted a no nonsense 0 forex (free atm) account. Everything else is just bonus.
Last edited:
S
So those who already have credit card with the bank cannot open yes first account online?
but yes first is not 0 mab with reserv that is with marquee
u should have opened grandeur account
Tamraj Kilvish
TF Premier
Existing account ke liye kya hai...... Yes bank wale jawab hi nahi de rhe
Mack
TF Select
But @credible65 was able to open with 1L IP for yes first. and myself and some of my friends in chennai have opened for 1L IP.
Yes that is what I was told. Also in this case the branch can't give you a welcome kit either and you will have to wait for it to be mailed (existing customer id)
"If card variant is MARQUEE or credit limit >= 4,50,000 or Income >= 3,00,000 per month". It's not only based on CC variant but CC limit too. I got 5L limit.
Was it offline? Interesting. We tried to edit it in the app during the process but that 10L was non-editable. Maybe some other hacks or options available to BM.
Mack
TF Select
What's ur account type showing?
SA - YES First
Mack
TF Select
It was straight away showing as yes first or later it got upgraded?
yes its either marquee or limit anyone can work
Right away. "SA - YES FIRST".
I'm curious about your 1L IP situation. Was it offline or online?
For me it was offline as App has some mismatch issues with PAN-Aadhaar name and mobile number. But even if we open from bank agent's mobile/tablet he was asking for 1L cheque only.
I also opened account for my wife as a YES FIRST SECONDARY based on my YES FIRST relationship (I will be primary), from agent's mobile app only with 1L IP.
Can someone send me bangalore rm number, i raised a query online but have not got any call ?
They have been calling me non stop even when I had confirmed that I will be opening after coming back since I'm outstation.
Cool. When was it? There must be a change recently or some other option that my BM didn't know.
Last week only.
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