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Your HDFC Preferred banking experience

ltf4ever

TF Legend
I wanted to know the experience of this community members with Hdfc preferred banking.

What are actual benefits of this tier which are really helpful for normal day to day banking? free imps is one that i use, and i dont use any loan products or locker or even investment products.

the RM is not reachable and the call back option from RM does not guarantee a call back.

I wonder what " Preferred " treatment is offered for this tier?
 
Just a general doubt, as we have to maintain 2L for preferred banking... what happens if my balance drops below 2L?
Is there a fine? or a warning or they just take away preferred banking benefits(which obviously aren't any 😅 )?
 
Just a general doubt, as we have to maintain 2L for preferred banking... what happens if my balance drops below 2L?
Is there a fine? or a warning or they just take away preferred banking benefits(which obviously aren't any 😅 )?
in my understanding, it is just taking away of benefits. they describe the programmes as 'tiers'.
so classic, preferred, imperia are not types of savings account but customer tiers, which won't affect the type and charges of the savings account that you hold.
 
Just a general doubt, as we have to maintain 2L for preferred banking... what happens if my balance drops below 2L?
Is there a fine? or a warning or they just take away preferred banking benefits(which obviously aren't any 😅 )?
Nothing Will Happen For The Next 3 Months... After That Your Account Comes In The Hands Of Branch People... Now They Have To Decide Either To Downgrade Or Not.
 
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