Zero Markup/Forex Fee Debit Cards

[lostwords]

"0" Zero was invented in India.
So when we say Zero Markup fee Debit Cards that are available in India we should stick to Pure Zero Forex Fee Debit Cards without diverting to 1%, 1.5%, or 2% cards.

So here is the curated list of Debit Cards with Zero Markup/Forex Fee along with eligibility criteria >>>

1) Fi Money Debit Card: https://fi.money/FAQs/debit-card

• Zero balance account
• Available only for Working Professionals
• No issuance & annual fee
• Partnered with Federal Bank

2) NiyoX Debit Card: https://www.goniyo.com/niyox-equitas/

• Zero balance account
• Issuance fee 199+GST, Annual fee 199+GST
• Partnered with Equitas Small Finance Bank
• Difference between Niyo Global & Niyox: https://community.goniyo.com/t/difference-between-niyox-and-niyo-sbm/10365/2

3) RBL Bank Signature+ Debit Card: https://www.rblbank.com/convenience-banking/cards/debit-cards/signature-plus-debit-card

• Eligibility: No data available
• Issuance fee: No Data, Annual fee: 1500+GST

4) Indusind Bank VISA Signature Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/signature-exclusive-visa-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

5) Indusind Bank World Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/world-exclusive-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

6) Indusind Bank Pioneer Infinite Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/pioneer-world-debit-card.html

• Eligibility: PIONEER Savings Account with AQB 10 Lacs
• No Issuance & Annual fee with PIONEER Savings Account

This is not the end of the list, I know there may be more Debit Cards with Zero Markup/Forex Fee features, which I don't know.
Thus, I request you all to give your input and make this thread a one-stop solution for people looking for a Zero Markup/Forex Fee Debit Card.

 

[althafvly]

Might need to update fi money. There's changes from june. AMB and only top end variants have zero forex.

 

[GalacticTreasurer]

This isn't issued anymore. Niyo Global in partnership with SBM Bank is issued instead.

Just wanted to say this isnt the case anymore. I got the Niyo Global DCB card a few months ago.

 

[jamesdolan]

Got an email from DCB Bank saying my old niyo debit card will be stopped from July 1st

 

[manideepreddygali]

5 lakhs of initial deposit required for Yes First Banking. Not that great.

you can have yes bank premia which is like 2 lakhs

 

[Hemang]

bhaiyo fir abhi latest konsa forex debit // credit card maximum benefits vala lena chahiye jispe 0% forex charges ho ?

 

[manideepreddygali]

bhaiyo fir abhi latest konsa forex debit // credit card maximum benefits vala lena chahiye jispe 0% forex charges ho ?

indusind grande world debit card

 

[Hemang]

indusind grande world debit card

kese milega ye bhai free me ?

 

[iamabhisekagar]

Got an email from DCB Bank saying my old niyo debit card will be stopped from July 1st

What do u mean by Old? Is there a new niyo DCB debit card?

 

[manideepreddygali]

kese milega ye bhai free me ?

free me nahi if you have 90k initial funding you can apply grande account online if u dont have that much money take indus privilage account and then upgrade it by going to bank

 

[Hemang]

free me nahi if you have 90k initial funding you can apply grande account online if u dont have that much money take indus privilage account and then upgrade it by going to bank

Grande account me kitna maintenance account hai, khulva lenge agar aur bhi fayde honge to bhai ?

 

[jamesdolan]

What do u mean by Old? Is there a new niyo DCB debit card?

This was the original one they had launched 5 years ago after that they had launched an enhanced one

 

[iamabhisekagar]

This was the original one they had launched 5 years ago after that they had launched an enhanced one

Alright! Got it

 

[telescope]

Grande account me kitna maintenance account hai, khulva lenge agar aur bhi fayde honge to bhai ?

5 lakh .

 

[lostwords]

Grande account me kitna maintenance account hai, khulva lenge agar aur bhi fayde honge to bhai ?

Better go with Indie (50000 deposit) or Indusind exclusive account through pinnacle cc or grab au ixigo cc (currently on LTF offer).
But always keep a backup.

Grande is useless

 

[lostwords]

you can have yes bank premia which is like 2 lakhs

still not value for money compared to Indie/Exclusive

 

[m4b]

@Anupama_Jha check this

 

[himanshu15]

Is there any card which has zero markup and minimum charges for international cash withdrawal?
Using niyo dcb but got the mail that it will stop working from 1st July. Need to apply for a niyo dcb saving account from branch only now.

 

[RazaDroid]

Is there any card which has zero markup and minimum charges for international cash withdrawal?
Using niyo dcb but got the mail that it will stop working from 1st July. Need to apply for a niyo dcb saving account from branch only now.

Use PNB

PNB Visa Gold Debit Card Have 1% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

PNB Visa Signature Debit Card Have 0% Forex + 150 Withdrawal Charges and 750 + GST per annum charge

PNB Platinum Master Debit Card Have 0% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

You Can Also Use Indie by Indusind if you can maintain 50k QAB

 

[telescope]

Use PNB

PNB Visa Gold Debit Card Have 1% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

PNB Visa Signature Debit Card Have 0% Forex + 150 Withdrawal Charges and 750 + GST per annum charge

PNB Platinum Master Debit Card Have 0% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

You Can Also Use Indie by Indusind if you can maintain 50k QAB

Cannot find any such information on PNB website

 

[iamabhisekagar]

Use PNB

PNB Visa Gold Debit Card Have 1% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

PNB Visa Signature Debit Card Have 0% Forex + 150 Withdrawal Charges and 750 + GST per annum charge

PNB Platinum Master Debit Card Have 0% Forex + 150 Withdrawal Charges and 250 + GST per annum charge

You Can Also Use Indie by Indusind if you can maintain 50k QAB

Here it is showing 3% markup on international PoS or Ecom txns...