Zero Markup/Forex Fee Debit Cards

[lostwords]

"0" Zero was invented in India.
So when we say Zero Markup fee Debit Cards that are available in India we should stick to Pure Zero Forex Fee Debit Cards without diverting to 1%, 1.5%, or 2% cards.

So here is the curated list of Debit Cards with Zero Markup/Forex Fee along with eligibility criteria >>>

1) Fi Money Debit Card: https://fi.money/FAQs/debit-card

• Zero balance account
• Available only for Working Professionals
• No issuance & annual fee
• Partnered with Federal Bank

2) NiyoX Debit Card: https://www.goniyo.com/niyox-equitas/

• Zero balance account
• Issuance fee 199+GST, Annual fee 199+GST
• Partnered with Equitas Small Finance Bank
• Difference between Niyo Global & Niyox: https://community.goniyo.com/t/difference-between-niyox-and-niyo-sbm/10365/2

3) RBL Bank Signature+ Debit Card: https://www.rblbank.com/convenience-banking/cards/debit-cards/signature-plus-debit-card

• Eligibility: No data available
• Issuance fee: No Data, Annual fee: 1500+GST

4) Indusind Bank VISA Signature Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/signature-exclusive-visa-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

5) Indusind Bank World Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/world-exclusive-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

6) Indusind Bank Pioneer Infinite Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/pioneer-world-debit-card.html

• Eligibility: PIONEER Savings Account with AQB 10 Lacs
• No Issuance & Annual fee with PIONEER Savings Account

This is not the end of the list, I know there may be more Debit Cards with Zero Markup/Forex Fee features, which I don't know.
Thus, I request you all to give your input and make this thread a one-stop solution for people looking for a Zero Markup/Forex Fee Debit Card.

 

[RazaDroid]

View attachment 57346

Here it is showing 3% markup on international PoS or Ecom txns...

I'm outside India, I'm using for withdrawal that charges which i said I don't know about PoS

 

[RazaDroid]

Cannot find any such information on PNB website

Secret information

 

[iamabhisekagar]

I'm outside India, I'm using for withdrawal that charges which i said I don't know about PoS

Oo...U meant 0% forex markup on ATM Withdrawal

 

[RazaDroid]

Oo...U meant 0% forex markup on ATM Withdrawal

Yes it is

 

[iamabhisekagar]

Just found out in another thread about Yes Uni NX Wave CC having 0 Forex Markup....had an early access invite....applied today

 

[RazaDroid]

Just found out in another thread about Yes Uni NX Wave CC having 0 Forex Markup....had an early access invite....applied today

Me student noone giving credit card just i have idfc wow

 

[iamabhisekagar]

Me student noone giving credit card just i have idfc wow

That is ideal for u

 

[manideepreddygali]

Yes it is

Bro pnb attracts forex charges after 1 month or 2 months.If you see hdfc also attracts forex charges after 20 days so please be aware of it.Definetely there is forex charges

 

[RazaDroid]

Bro pnb attracts forex charges after 1 month or 2 months.If you see hdfc also attracts forex charges after 20 days so please be aware of it.Definetely there is forex charges

It charges if there will be much changes in conversion rate

 

[gamersgzb]

Is there any card which has zero markup and minimum charges for international cash withdrawal?
Using niyo dcb but got the mail that it will stop working from 1st July. Need to apply for a niyo dcb saving account from branch only now.

Can you attach the mail screenshot, I got a call today that it will stop working but no mail yet.

 

[himanshu15]

Can you attach the mail screenshot, I got a call today that it will stop working but no mail yet.

Got this mail from DCB bank.

 

[gamersgzb]

View attachment 58711
Got this mail from DCB bank.

Thanks.. They want us to open saving bank account and then also debit card has rs 400+ charges for international cash withdrawal

 

[abdullaharis]

View attachment 58711
Got this mail from DCB bank.

I am using Niyo DCB Card for almost a year now. Mine is still working fine.
btw, I have not received any email from DCB team.

 

[gamersgzb]

I am using Niyo DCB Card for almost a year now. Mine is still working fine.
btw, I have not received any email from DCB team.

I have also not received any email but got a call from some guy from dcb and he shared the documents where it mentioned that card won't work from 1 July

 

[himanshu15]

I am using Niyo DCB Card for almost a year now. Mine is still working fine.
btw, I have not received any email from DCB team.

I have checked with the niyo customer support via chat and they also confirmed this.

 

[gamersgzb]

I have checked with the niyo customer support via chat and they also confirmed this.

This is the message i just received now..

Dear customer, your DCB Bank Niyo Global Card **XXXX will stop functioning from 1-Aug-2024. Please visit https://bit.ly/3z4ih9u for details. T&C applicable.

 

[gamersgzb]

Got email as well yesterday

 

[adi654]

"0" Zero was invented in India.
So when we say Zero Markup fee Debit Cards that are available in India we should stick to Pure Zero Forex Fee Debit Cards without diverting to 1%, 1.5%, or 2% cards.

So here is the curated list of Debit Cards with Zero Markup/Forex Fee along with eligibility criteria >>>

1) Fi Money Debit Card: https://fi.money/FAQs/debit-card

• Zero balance account
• Available only for Working Professionals
• No issuance & annual fee
• Partnered with Federal Bank

2) NiyoX Debit Card: https://www.goniyo.com/niyox-equitas/

• Zero balance account
• Issuance fee 199+GST, Annual fee 199+GST
• Partnered with Equitas Small Finance Bank
• Difference between Niyo Global & Niyox: https://community.goniyo.com/t/difference-between-niyox-and-niyo-sbm/10365/2

3) RBL Bank Signature+ Debit Card: https://www.rblbank.com/convenience-banking/cards/debit-cards/signature-plus-debit-card

• Eligibility: No data available
• Issuance fee: No Data, Annual fee: 1500+GST

4) Indusind Bank VISA Signature Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/signature-exclusive-visa-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

5) Indusind Bank World Exclusive Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/world-exclusive-debit-card.html

• Eligibility: Indus Exclusive Savings Account with AQB 1L or 2L (varies with location)
• No Issuance & Annual fee with Indus Exclusive Savings Account

6) Indusind Bank Pioneer Infinite Debit Card: https://www.indusind.com/in/en/personal/cards/debit-card/pioneer-world-debit-card.html

• Eligibility: PIONEER Savings Account with AQB 10 Lacs
• No Issuance & Annual fee with PIONEER Savings Account

This is not the end of the list, I know there may be more Debit Cards with Zero Markup/Forex Fee features, which I don't know.
Thus, I request you all to give your input and make this thread a one-stop solution for people looking for a Zero Markup/Forex Fee Debit Card.

More in the list

Yes Bank (only ecom/pos)
Apex metal ,Apex plastic,Yes electic, Yes first,Yes granduer,Yes premia,YES first Private

Sbi Jcb rupay Platinum
Niyo dcb global Debit Card (free charges if 5k amb )

Indie Visa Signature debit card
Dbs treasures infinite Debit Card (no charges for cash withdrawal also tried and tested )

 

[lostwords]

More in the list

Yes Bank (only ecom/pos)
Apex metal ,Apex plastic,Yes electic, Yes first,Yes granduer,Yes premia,YES first Private

Sbi Jcb rupay Platinum
Niyo dcb global Debit Card (free charges if 5k amb )

Indie Visa Signature debit card
Dbs treasures infinite Debit Card (no charges for cash withdrawal also tried and tested )

Thanks man great info, will update soon.

 

[cowcoconut]

anyone know if indusind exclusive debit cards have atm withdrawal fees abroad?