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its_karan
I submitted a cheque to IDFC for Wealth account opening,

Cheque was submitted from HDFC Bank, generally I see the Beneficiary name in statement when amount is deducted.

But the narration in Bank statement is

Chq Paid-MICR CTS-RK SALAI BRA

Should I be worried, anyone seen this narration before for new account opening

Amount still not credited
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R_A_J
R_A_J
@Aniket : Also, on the other point - Yes, those 3 things should be captured correctly, but it depends on the person feeding the data in the CTS system....many a times they dont mention these things, and just write something like "CHQ TRF" or whatever..... but the ideal process is to capture those details correctly, so that customer can validate these things on his own while looking at the bank statement.

And I think OP is talking about the narration on the debit account (HDFC), hence is concerned that money is going to someone else instead of himself.
Aniket
Aniket
It's not only ideal, but directed by RBI, because earlier they were not passing adequate entries. So, if they are still doing otherwise then it amounts to violation/ non compliance.

Even, IDFC ke statement mein bhi atleast HDFC and cheque number rehna chahiye...
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its_karan
its_karan
Chq Paid-MICR CTS-RK-KARAN BATRA

HDFC changed the narration, amount still not credited
Ram1
Last Quarter ended with 1 cc and many dcs(savings acs) for me
Cc
1. BOB eterna
Savings Acs
1.TMB gen
2. Karnataka Gen
3. CBI cent queen joint ac
4. Union Udaan
5. PNB eite premium
6. BOB advantage[blunder mistake]
PSUs blown my mind yar literally. All offline acs became a headache due to knowledgeless bank guys
theflash
Anyone redeemed 10K EMT GV from Timesblack? Just wanted to know if they have any tnc or can use on any hotel...

Anyone interested in buying?
I have
Tony & Guy 3k
EMT Hotel 10k
2
2
Today, I submitted two CC applications. Both are vKyc done and awaiting approval/ rejection messages.

I just applied for Yes Bank LTF Elite+ (visa/MC) plus LTF Rupay (virtual) a few minutes ago. I just finished vKyc. (No docs were asked.) The CC application process took a total of 20 minutes.
I'm Taking Badla of GF. By the way, GF activated my neon annual subscription without the card. I deleted the app in anger. I don't need their 5%.

The Indusind CC Application of Legend LTF took 45 minutes to complete (including 25 minutes waiting for vKyc). On the spot, it offered me the second-highest Credit limit (out of the 12 cards I already have)

My sole objective at the moment is to get some PLCC offers and reduce my CC limit utilization.

cc @Anupama_Jha & Others interested.

Update: Got Indusind Card Number on 31st March 2025. Within two days (1st working day after application). Yes CC got rejected. Received email on April Fool day. Maybe because of back to back application. They didn't mention any specific reason.
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2
2025
@Strange thanks for the clarification. I am deleting those pics and messages as they might mislead people. Sorry.
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R
rimtesh
Why didn't you apply for the tiger card ? It's also showing ltf to me
2
2025
@rimtesh that's also good card. Infact that was my 1st choice but it's Co-branded. I wanted a core card first. Legend has a higher eligibility criteria. Will take tiger/ ezydinner later if needed. I am not sure about if I take tiger first then I would get legend or higher variant core card. Hence I attempted to get legend only.
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2
Which banks are currently (March, 2025) offering CC for NTB customers without documents / address verification based on cibil record basis?
1. IDFC
2. Indusind

Based on input in the comments section...
3. SBI (input)
4. ICICI
5. Yes
6. Axis (?)
7. ?
P
Gaana Plus Annual - 73JK66259H4Q
Gaana Plus 3Months - BO2K2NZZ3627
Discovery+ 3Months - DPL-BUMRAJ6R4

Update here if used.
2
@TechnoFino Its good that you have a feature to ignore some members.
Is there a way I can block a member (and/or guests) to view my contents (i.e., the post I share).

Because my ignore list is increasing and I don't want to share anything for those I am ignoring. Please let me know if that option is available. Many senior members have already stopped sharing valuable information and updates.
Riya
Is it worth spending 75k just for a lounge access????

Screenshot_20250328-115214.webp
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S
Slayer
State of Australian higher education
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SSV
SSV
@Slayer , Yes very sad . What to do when the individual involved is very poor intellectually and extremely poor in learning.. we can't really blame the system by just citing a really incapable individual .. isn't it??
S
Slayer
Literally me - just know how to work at workplace and supposedly add value to ongoing work
2
SBI Card is offering a conversion of card network from Amex/MC/Visa/Others to Rupay (subject to availability of offers), and upgrades are also possible on call.
I don't think this is new information. I'm still sharing it because if you are interested, try it out.
I tried. I got a fee waiver, so I postponed conversion for the time being.
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