Federal Bank Scapia is Back with Issuing New Cards

[SubhankarSubhankar is verified member.]

Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

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Why Consider Scapia?​

Here are some key benefits:


✅ Lifetime Free Credit Card: No joining or annual fees.
✅ 0% Forex Markup: Ideal for international transactions.
✅ Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
✅ Generous Reward Structure:​

• 20% Scapia Coins on travel bookings via Scapia.​
• 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

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Introducing the Virtual RuPay Card!​

Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​

 

[ali4u]

I understand that but is it eligible for the next calendar month or am I immediately eligible after 10k spend?

Next month bro

 

[wapenshaw]

Next month bro

This makes it extremely clear! my bad hehe 😀


SO Unlimited doesn't include guests, right? (dont bash me 😀)

 

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Does this give lounge access for only domestic terminals in India?

There is no option for Delhi T-3 (International) Terminal. Searched for more airports but the options are only domestic terminals.

It should have all domestic (Indian) airports with domestic as well as international departure lounges.

 

[wapenshaw]

Does this give lounge access for only domestic terminals in India?

There is no option for Delhi T-3 (International) Terminal. Searched for more airports but the options are only domestic terminals.

It should have all domestic (Indian) airports with domestic as well as international departure lounges.

seems like it, the updated lounge list is smaller than my SBI card credit limit https://www.scapia.cards/lounge-list