Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

[summary]

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.

 

[BeingIncogBeingIncog is verified member.]

I got the merchant as Amazon Gift Card. Is it 1% cashback? I will try to write an email to customer care asking for the MCC

yeap 1% and mcc is 5947

 

[b4bhar]

yeap 1% and mcc is 5947

Glad that I only did a test transaction worth 10rs. I will not use this card going forward for apay gift vouchers

 

[b4bhar]

yeap 1% and mcc is 5947

any other working solution for getting 5% cb for Apay gift cards using swiggy hdfc card or tata neu infinity card?

 

[Shinnok]

Does anyone know what happens if you pay the bill before cashback is credited? Does cashback show up as negative due in the statement (eg Rs 500 cashback = Rs -500 on next CC statement)?

 

[helloworld]

Does anyone know what happens if you pay the bill before cashback is credited? Does cashback show up as negative due in the statement (eg Rs 500 cashback = Rs -500 on next CC statement)?

yes, it will be adjusted next month

 

[VasukiVasuki is verified member.]

Does anyone know what happens if you pay the bill before cashback is credited? Does cashback show up as negative due in the statement (eg Rs 500 cashback = Rs -500 on next CC statement)?

Yesss. ..... ..

 

[Pho3nix]

Is there any benefit to getting this card (LTF), if you already have Regalia Gold, Axis Airtel and SBI Cashback cards?

 

[cardio_guycardio_guy is verified member.]

Is there any benefit to getting this card (LTF), if you already have Regalia Gold, Axis Airtel and SBI Cashback cards?

If you are a heavy spender on Swiggy, you get 10% cashback on Swiggy spends on this card (capped). If you think it's good, you can take it.
Apart from that, no other extra benefit given that you have other cards as above..

 

[b4bhar]

Is there any benefit to getting this card (LTF), if you already have Regalia Gold, Axis Airtel and SBI Cashback cards?

I use this card on Swiggy and Pharmeasy. Both of them gives very good rewards compared to other cards. As its LTF, no harm in keeping it

 

[BhaiyaJi]

As its LTF, no harm in keeping it

There is harm in keeping if not required like SBI over leveraged issue, AU bank more than 7 active card issue.

 

[Sahil_07]

i

There is harm in keeping if not required like SBI over leveraged issue, AU bank more than 7 active card issue.

IF i have 7 active cards,can I apply AU cards?

 

[BhaiyaJi]

i

IF i have 7 active cards,can I apply AU cards?

Try and let us know

 

[Sahil_07]

Try and let us know

I have more than 7,but if AU bank provide cc even after holding 7,I will close few ones. Where did u know about the 7 limit?

 

[BhaiyaJi]

I have more than 7,but if AU bank provide cc even after holding 7,I will close few ones. Where did u know about the 7 limit?

Here the thread I posted
https://www.technofino.in/community...ction-because-of-having-7-active-cards.37650/

 

[himanshu15]

Last year I applied for au ixigo and had more than 7 active card and still got the card.

 

[panchabhut]

I use this card on Swiggy and Pharmeasy. Both of them gives very good rewards compared to other cards. As its LTF, no harm in keeping it

what is the cashback rate for pharmeasy?