💳 Share & Brag your Credit Cards portfolio Here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[rahulj87]

My portfolio:

HDFC Moneyback plus credit card
HDFC UPI credit card
HDFC Swiggy credit card
HDFC Tata Neu Infinity credit card
Flipkart Axis Bank credit card
Axis Neo credit card
Amazon pay ICICI credit card
Kiwi Yes Bank credit card
Federal Bank Imperio credit card

Closed cards :
Sbi Simply Save credit card

All credit card are Life time free. More than 5 years credit history.

Two more cards added to my portfolio,

SBI Cashback card
Axis Supermoney Pro card

 

[Jaded]

My cards
1. ICICI Sapphiro dual cards
2. ICICI Rubyx Rupay
3. ICICI Amazon
4. HDFC Regalia Gold
5. Tata Neu Infinity
6. HDFC Swiggy
7. RBL World Safari
8. Amex MRCC
9. SBI cashback
10. BoB Onecard
11. Axis Airtel
12. AU Vetta
13. IDFC First Select
14. HSBC Platinum
15. HSBC Live+

HSBC Live, MRCC, Airtel and SBI cashback are chargeable. World Safari is FYF, trying to make it LTF but will close if that fails, and continue using OneCard as as a zero forex markup card instead.

Really regret getting AU Vetta, could have gotten Ixigo or the LTF Zenith instead but can't now. And I can't even close Vetta.

Planning to close Yes Marquee after devaluation as well as a few other cards(IndusInd Platinum, SC EazyTrip). Should get Axis Supermoney soon, trying to get Niyo Gold, but that seems difficult.

 

[rimtesh]

1. Axis Airtel (PAID) 750k limit - I primarily use it for bigbasket, Airtel and Utility bills, have a total of two cards in my family which covers most of the Utility expenses
2. HDFC REGALIA GOLD (Paid): recently got it as a fyf card to climb the ladder to infinia, limit is only 100k
3. SBI Prime Paid : I mostly used it for offline transactions and upi on rupay for the 50k quarterly milestone
4. Sbi cashback (Paid) : goto card for online spends
5. Indusind EazyDiner signature (Paid) : for free movies and dinein discounts
6. ICICI Rubyx, coral, amazon pay - ALL Ltf, hardly used

Out of all these cards, I most probably wouldn't be getting annual free reversals on the indusind card and axis card, but I get much more value when compared to the fee that I pay for these.

SBI cashback fees reversal criteria is easy for me

SBI prime and regalia, I would have to choose one for the spends and ask the other's customer support for fee reversal

Is there any other card that is recommended? I will have to pay the college fees of 300k in August this year.

Also planning to get hsbc live+ for offline grocery and any idfc card for MCC lookup

 

[iamdhamo]

2025 updated list
1.Axis airtel visa (paid)
2.Axis airtel rupay (paid)
3.Icici coral rupay (ltf)
4.Icic amazon(ltf)
5.Hdfc infinia (paid)
6.Hdfc swiggy(ltf)
7.Hsbc live(paid)
8.Sbi cb (paid)
9.Idfc wealth
10.hdfc tata neu plus(ltf)

11.Amex corporate green

 

[cardio_guycardio_guy is verified member.]

11.Amex corporate green

Do you earn MR points on Amex Corp green card? (I have read it somewhere that we need to sign up for that separately or so).

 

[GTSaketh]

I am beginner so:

Currently using:
Axis Flipkart (My first unsecured card)
Axis Neo (LTF)
Axis Airtel
Onecard

Closed:
Kotak 811 #Dreamdifferent FD card(My first card)

Update Now:
HDFC Millennia (Rupay) - LTF
HDFC Swiggy (Mastercard) - LTF
Amazon Pay ICICI (Visa) - LTF
ICICI Coral (Rupay) - LTF
BOB Onecard (Visa) - LTF
Axis Myzone (Visa) - LTF
Axis Neo (Rupay) - LTF
Axis Airtel (Mastercard) - Paid

Closed:
Kotak 811 #Dreamdifferent FD card(My first card)
Axis Flipkart (My first unsecured card)

 

[smuff]

2025 updated list
1.Axis airtel visa (paid)
2.Axis airtel rupay (paid)
3.Icici coral rupay (ltf)
4.Icic amazon(ltf)
5.Hdfc infinia (paid)
6.Hdfc swiggy(ltf)
7.Hsbc live(paid)
8.Sbi cb (paid)
9.Idfc wealth
10.hdfc tata neu plus(ltf)

11.Amex corporate green

What is the reward rate on icici coral rupay on upi payments?

 

[iamdhamo]

Do you earn MR points on Amex Corp green card? (I have read it somewhere that we need to sign up for that separately or so).

I got it recently and I have not used for personal purposes

 

[iamdhamo]

What is the reward rate on icici coral rupay on upi payments?

For every 50 I get one rp n one rp is 0.25p

 

[nandhakumarn]

Update: Here's my updated cc portfolio ‼️

---

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

---

I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

View attachment 22

1.American Express Membership Rewards Credit Card (closed)
2. Axis cashback card (Waive off)
3. Axis flipkart card to be closed
4. Axis indian oil card LTF ( to be closed)
5. Amazon pay ICICI card LTF
6. BOB snapdeal card LTF
7. BOB HPCL card (Waive off) to be closed
8. Federal bank celestia card LTF many offers - no return( high limit)
9. Federal Bank rupay card LTF
10. Hsbc visa live plus
11. IDFC select card LTF no use - simply waste
12. IDFC HPCL card (Waive off) i want to close
13. ICICI makemy tripcards ( one time fee) many offers - no return
14. ICICI coreal card LTF to be closed
15. Indusind Legend card LTF closed
16. Indusind rupay card LTF closed
17. Yesbank Finbooster card LTF closed
18. Yes bank rupay card LTF closed
19. CSB jupiter card plus (Paid) most active card ( very good reward - my favourite card)
20. Kotak PVR platinum card (Paid) closed
21. Kotak rupay card LTF to be closed
22. Kotak Zen card (Waive off) Many use 2.25% return
23. Kotak Myntra card LTF now zen rupay card
24. Hdfc milliniea card (Waive off) no use - simply waste looks like return but no use
25. Hdfc indian oil card LTF (closed)
26. Hdfc payzapp card LTF
27. hdfc moneyback++ card LTF
8. Hdfc tata nue infinity card LTF best upi return applicable on EMI rewards
29. Onecard SIB LTF closed
30. RBL indian oil Xtra card (Waive off) 7.5% return oill fuel filling at indian oil must try
31. RBL Duet card LTF
32. SBI cashback card (Waive off) (joining fee) best card for online merchant purchase
33. SBI simplyclick (joining fee)(Waive off) no use - simply waste
34. SBI simplysave (joining fee)(Waive off) to be closed
35.SBI BPCL card (joining fee)(Waive off) to be closed
36. utkarsh super money card ( Deposit card) simply waste monthly
37. ZET SBM card ( Deposit card) best for amazon voucher
38. Canara bank rupay card LTF new arrival i want visa variant
39. phone pe select card new arrival

 

[hender]

1.American Express Membership Rewards Credit Card
2. Axis cashback card
3. Axis flipkart card
4. Axis indian oil card
5. Amazon pay ICICI card
6. BOB snapdeal card
7. BOB HPCL card
8. Federal bank celestia card
9. Federal Bank rupay card
10. Hsbc visa Platinum card
11. IDFC select card
12. IDFC HPCL card
13. ICICI makemy tripcards
14. ICICI coreal card
15. Indusind aura card
16. Indusind rupay card
17. Yesbank Finbooster card
18. Yes bank rupay card
19. CSB jupiter card
20. Kotak PVR card
21. Kotak rupay card
22. Kotak Zen card
23. Kotak Myntra card
24. Hdfc milliniea card
25. Hdfc indian oil card
26. Hdfc payzapp card
27. hdfc moneyback++ card
28. Hdfc tata nue infinity card
29. Onecard SIB
30. RBL indian oil Xtra card
31. RBL Duet card
32. SBI cashback card
33. SBI simplyclick
34. SBI simplysave
35.SBI BPCL card
36. utkarsh super money card
37. ZET SBM card
if anything i missed out i will let you know.
if any suggestion please revert back

bro my salary is now under 50k only. there are many cards i closed should I mention?

Yes..
Active Card
Closed Card

 

[itsnotbro]

1.American Express Membership Rewards Credit Card
2. Axis cashback card
3. Axis flipkart card
4. Axis indian oil card
5. Amazon pay ICICI card
6. BOB snapdeal card
7. BOB HPCL card
8. Federal bank celestia card
9. Federal Bank rupay card
10. Hsbc visa Platinum card
11. IDFC select card
12. IDFC HPCL card
13. ICICI makemy tripcards
14. ICICI coreal card
15. Indusind aura card
16. Indusind rupay card
17. Yesbank Finbooster card
18. Yes bank rupay card
19. CSB jupiter card
20. Kotak PVR card
21. Kotak rupay card
22. Kotak Zen card
23. Kotak Myntra card
24. Hdfc milliniea card
25. Hdfc indian oil card
26. Hdfc payzapp card
27. hdfc moneyback++ card
28. Hdfc tata nue infinity card
29. Onecard SIB
30. RBL indian oil Xtra card
31. RBL Duet card
32. SBI cashback card
33. SBI simplyclick
34. SBI simplysave
35.SBI BPCL card
36. utkarsh super money card
37. ZET SBM card
if anything i missed out i will let you know.
if any suggestion please revert back

bro my salary is now under 50k only. there are many cards i closed should I mention?

Paid/LTF cards, how many you use.?

 

[Nitin13]

@OP Good Thread.

 

[the_collector]

1.American Express Membership Rewards Credit Card
2. Axis cashback card
3. Axis flipkart card
4. Axis indian oil card
5. Amazon pay ICICI card
6. BOB snapdeal card
7. BOB HPCL card
8. Federal bank celestia card
9. Federal Bank rupay card
10. Hsbc visa Platinum card
11. IDFC select card
12. IDFC HPCL card
13. ICICI makemy tripcards
14. ICICI coreal card
15. Indusind aura card
16. Indusind rupay card
17. Yesbank Finbooster card
18. Yes bank rupay card
19. CSB jupiter card
20. Kotak PVR card
21. Kotak rupay card
22. Kotak Zen card
23. Kotak Myntra card
24. Hdfc milliniea card
25. Hdfc indian oil card
26. Hdfc payzapp card
27. hdfc moneyback++ card
28. Hdfc tata nue infinity card
29. Onecard SIB
30. RBL indian oil Xtra card
31. RBL Duet card
32. SBI cashback card
33. SBI simplyclick
34. SBI simplysave
35.SBI BPCL card
36. utkarsh super money card
37. ZET SBM card
if anything i missed out i will let you know.
if any suggestion please revert back

bro my salary is now under 50k only. there are many cards i closed should I mention?

4 sbi cards?
Moneyback and millenia?
4 kotak cards?

Do you even have a use for these cards?
Or trying to get a guiness world record? 😅

 

[bhatt83hemang]

1.American Express Membership Rewards Credit Card
2. Axis cashback card
3. Axis flipkart card
4. Axis indian oil card
5. Amazon pay ICICI card
6. BOB snapdeal card
7. BOB HPCL card
8. Federal bank celestia card
9. Federal Bank rupay card
10. Hsbc visa Platinum card
11. IDFC select card
12. IDFC HPCL card
13. ICICI makemy tripcards
14. ICICI coreal card
15. Indusind aura card
16. Indusind rupay card
17. Yesbank Finbooster card
18. Yes bank rupay card
19. CSB jupiter card
20. Kotak PVR card
21. Kotak rupay card
22. Kotak Zen card
23. Kotak Myntra card
24. Hdfc milliniea card
25. Hdfc indian oil card
26. Hdfc payzapp card
27. hdfc moneyback++ card
28. Hdfc tata nue infinity card
29. Onecard SIB
30. RBL indian oil Xtra card
31. RBL Duet card
32. SBI cashback card
33. SBI simplyclick
34. SBI simplysave
35.SBI BPCL card
36. utkarsh super money card
37. ZET SBM card
if anything i missed out i will let you know.
if any suggestion please revert back

bro my salary is now under 50k only. there are many cards i closed should I mention?

How you got 4SBI card? What is limit of each sbi card can you share? I have 3 Aurum, TATA & Cash back. I want Krsihflier but not getting.

 

[cardio_guycardio_guy is verified member.]

Flexing MY HDFC cards:

• Swiggy
• Tata Neu Infinity
• Mariott Bonvoy
• Freedom
• Easyshop Platinum (Debit)

Thank you HDFC 😍

 

[nandhakumarn]

Paid/LTF cards, how many you use.?

MOST OF THE CARDS ARE FREE. I GET WAIVE OFF THROUGH SPENDING. SOME CARDS ARE CHARGABLE , BUT 5X BENEFITS

 

[nandhakumarn]

4 sbi cards?
Moneyback and millenia?
4 kotak cards?

Do you even have a use for these cards?
Or trying to get a guiness world record? 😅

NOT LIKE THAT I WONT USE LTF cards. i want to use the cards with max benefits. kotak zen card with most benefits, sbi cashback card, axis cashback and flipkart card with most benefits

 

[nandhakumarn]

Yes..
Active Card
Closed Card

only active cards i have posted.. still im looking for kiwi, hdfc swiggy cards

 

[nandhakumarn]

Paid/LTF cards, how many you use.?

it is mixture . some paid cards are LTF for me . 10% paid cards. most of the paid cards are returning 5X cashback