HSBC RuPay Cashback Credit Card vs HSBC Live+ Credit Card

[manansolanki334]

Hi everyone,

I’m currently looking for a good credit card that gives maximum cashback and also offers a smooth overall experience (acceptance, benefits, support, etc.). I’ve shortlisted two options:

✅ HSBC Visa Live+ Card
✅ HSBC RuPay Cashback Card

Please suggest which one to apply.

 

[tachniki]

What is your spending pattern? Especially on grocery, food delivery and restaurant? How much do you spend on upi?

 

[manansolanki334]

What is your spending pattern? Especially on grocery, food delivery and restaurant? How much do you spend on upi?

mainly looking for grocery , spend on grocery is approx 20 k per month and rest all spend try to spend thru UPI.and some times suing on online food deliver app zomato ,swiggy ,zepto and jio mart

 

[HumorSimpson]

mainly looking for grocery , spend on grocery is approx 20 k per month and rest all spend try to spend thru UPI.and some times suing on online food deliver app zomato ,swiggy ,zepto and jio mart

Then Live+ because it has higher earn limit of 1K pm whereas rupay has just 400.

 

[Anshit]

If you can get two Live+ cards in the family and eventually the Rupay Cashback that will take care of everything but that is wishful thinking 🤪 but it's a good card, gives cashback at almost all restaurants and hotels and DMart, Go for HSBC Live+ first, if you don't have any prior relationship with HSBC then apply via CashKaro to get 2K and Spend 20K in the first twenty days of getting the card ( after downloading the HSBC app)to get 1K additional cashback and there you have it,the card free for three years

 

[Bravo Echo]

mainly looking for grocery , spend on grocery is approx 20 k per month and rest all spend try to spend thru UPI.and some times suing on online food deliver app zomato ,swiggy ,zepto and jio mart

In my opinion u should take live plus and and 1 add on live plus too, since u have grocery spends around 20k/month

 

[SBL]

In my opinion u should take live plus and and 1 add on live plus too, since u have grocery spends around 20k/month

Add on doesnt provide extra offers on grocery. The limit is fixed at ₹1000 irrespective of number of addons

 

[Bravo Echo]

Add on doesnt provide extra offers on grocery. The limit is fixed at ₹1000 irrespective of number of addons

Are u sure? As hsbc was earlier offering separate welcome benefits for each add on card
So I figured limits will also be seperate

 

[SBL]

Are u sure? As hsbc was earlier offering separate welcome benefits for each add on card
So I figured limits will also be seperate

Yes had received one last month. All otger benefits are separate except grocery as per customer care executive

 

[suvankarchakraborty3]

Any spend based criteria for these 2 cards for Domestic Airport lounge access ?

 

[Bravo Echo]

Any spend based criteria for these 2 cards for Domestic Airport lounge access ?

No . .

 

[sankar7000]

HSBC rupay cashback card statement generated. it doesnt show the cashback. how to check it. secondly, is there a online platform to pay the HSBC rupay cashback card or only through NEFT?

 

[Bravo Echo]

HSBC rupay cashback card statement generated. it doesnt show the cashback. how to check it. secondly, is there a online platform to pay the HSBC rupay cashback card or only through NEFT?

U will get a mail mentioning the cashback after 3 days from statement generation

Pay through any BBPS supported app like cred etc
Dm for referral 😜