DCB Is it possible to close original card after getting a floater card?

[MrStillLearning]

Hello, I have two HDFC credit cards - DCB and BizBlack. My original card is DCB and BizBlack as a floater card was issued later. Both are paid. My use case aligns more with BizBlack and DCB seems to be of no use. Is it allowed to close DCB without affecting my floater card (BizBlack)?

 

[MrNobody]

Yes, it's fine. no impact on new card.

 

[MrStillLearning]

Yes, it's fine. no impact on new card.

Awesome, thank you

 

[basant]

Yes, it's fine. no impact on new card.

Means , floater card will automatically become the core card??

 

[basant]

Hello, I have two HDFC credit cards - DCB and BizBlack. My original card is DCB and BizBlack as a floater card was issued later. Both are paid. My use case aligns more with BizBlack and DCB seems to be of no use. Is it allowed to close DCB without affecting my floater card (BizBlack)?

IF u close dcb, pls keep us updated abt biz black . I am in the same boat

 

[Aniket Sharma]

Means , floater card will automatically become the core card??

Both are core, just the floater will become primary

 

[MrStillLearning]

IF u close dcb, pls keep us updated abt biz black . I am in the same boat

Sure, will do.

 

[purushotham]

After closing which ever card you hold
That single remaining card will become your primary card.
And you can get other floater card again on primary card

 

[Anuj1231222]

Sure, will do.

Hi did the floater card become your primary card after closing DCB?

 

[MrStillLearning]

Hi did the floater card become your primary card after closing DCB?

I met the spends on my primary card for renewal fee waiver, and hence I did not close. But mostly, floater will become primary whenever I close.

 

[Pranay7]

I have a doubt since you have had DCB and Biz Black as floater may be you can clear it. I got Biz black as floater on infinia this month. Now, I read reddit and on HDFC page somewhere that for accelerated rewards "Any floater card benefit will be capped along with the primary card capping". So how will this work then? Since Infinia has 15k accelerated reward capping and biz black has 7.5k for tax, payzap bill payments, etc plus 7.5k on vouchers and other smartly things. so if I complete 15k points on infinite in a month will I get 7.5k +7.5k reward points on biz black or not?
Bcoz if I won't then it will become kind of useless card. as got this card for got payments.

@MrStillLearning @Aniket Sharma @Abhiskek012

 

[Aniket Sharma]

I have a doubt since you have had DCB and Biz Black as floater may be you can clear it. I got Biz black as floater on infinia this month. Now, I read reddit and on HDFC page somewhere that for accelerated rewards "Any floater card benefit will be capped along with the primary card capping". So how will this work then? Since Infinia has 15k accelerated reward capping and biz black has 7.5k for tax, payzap bill payments, etc plus 7.5k on vouchers and other smartly things. so if I complete 15k points on infinite in a month will I get 7.5k +7.5k reward points on biz black or not?
Bcoz if I won't then it will become kind of useless card. as got this card for got payments.

@MrStillLearning @Aniket Sharma @Abhiskek012

Bro, its not like that, infinia is another card making floater shares only the limit, not the benefits of card.

 

[Wealth is my birth right!]

I have a doubt since you have had DCB and Biz Black as floater may be you can clear it. I got Biz black as floater on infinia this month. Now, I read reddit and on HDFC page somewhere that for accelerated rewards "Any floater card benefit will be capped along with the primary card capping". So how will this work then? Since Infinia has 15k accelerated reward capping and biz black has 7.5k for tax, payzap bill payments, etc plus 7.5k on vouchers and other smartly things. so if I complete 15k points on infinite in a month will I get 7.5k +7.5k reward points on biz black or not?
Bcoz if I won't then it will become kind of useless card. as got this card for got payments.

@MrStillLearning @Aniket Sharma @Abhiskek012

Nope it won’t be like that
It entirely kills the product they won’t do it
They get fee for both infinia and bblack na then why single reward structure

 

[Pranay7]

Nope it won’t be like that
It entirely kills the product they won’t do it
They get fee for both infinia and bblack na then why single reward structure

Bro, its not like that, infinia is another card making floater shares only the limit, not the benefits of card.

I hope it is like as u both said otherwise biz black really will be worthless to hold onto. Thanks for the help guys!